Keating offers a specialized Workers' Compensation Insurance program designed specifically for housing authorities of all sizes, operating across all 50 states and the District of Columbia. This program is built to support organizations that manage a wide range of property types, including industrial buildings, condominiums, office spaces, apartment complexes, and time-share units.
Ideal Accounts and Appetite
This program is a strong fit for public and private housing authorities, property management companies working with residential or mixed-use portfolios, and organizations that operate employee-heavy buildings or facilities. If your client operates or manages housing structures and employs staff involved in property oversight or maintenance, this program is worth considering.
Typical classes include:
- Landlords and property managers
- Doormen and elevator operators
- Gatekeepers and security desk staff
- Concierges and building superintendents
- Custodial and maintenance workers
Coverage Highlights and Advantages
Keating’s Workers' Compensation program is structured to address the unique risks that arise in the daily operations of housing authorities. Whether it's a superintendent injured during routine maintenance or a doorman hurt while assisting a tenant, this program provides essential benefits and protections for both the employer and employee.
By working with several trusted carriers, Keating is able to offer competitive pricing and flexible solutions tailored to your clients' workforce and operational structure. The program is designed to help your clients meet state-mandated coverage requirements while mitigating the financial impact of workplace injuries.
Underwriting Notes and Minimum Premiums
The minimum premium for this program starts at $2,000, making it accessible for housing authorities of varying sizes. Keating takes a case-by-case underwriting approach, allowing the flexibility to evaluate unique exposures and staffing models. Risks with well-documented safety practices and clear employee roles are generally more favorable in underwriting.
Territories and Availability
This program is available in all 50 states and the District of Columbia, offering nationwide access for agents looking to place business in multiple jurisdictions. Whether your client operates in a single urban area or across several states, Keating can help you meet their Workers' Compensation needs.
Why Work With Keating
Keating is a trusted carrier with deep experience in niche Workers' Compensation placements. Their broad market access, responsive underwriting team, and focus on specialized property-related risks make them a valuable partner for agents and brokers. With a streamlined quoting process and strong carrier relationships, Keating helps you deliver competitive solutions for your housing authority clients.
Have a client managing several apartment complexes with a full-time maintenance crew? Or a housing authority with on-site security and concierge staff? Keating’s program is built to handle these scenarios and more.
Contact Keating today to learn more about their Housing Authorities Workers' Compensation Insurance program and how it can support your clients' needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include public and private housing authorities, property managers of apartment buildings, condominiums, and mixed-use facilities that employ on-site staff like superintendents, doormen, and maintenance personnel.
Is the program available in all states?
Yes, Keating’s Housing Authorities Workers' Compensation Insurance program is available in all 50 states and the District of Columbia.
What is the minimum premium for this program?
The minimum premium starts at $2,000, making it suitable for both small and large housing authorities.
What employee roles are covered under this program?
The program covers a wide range of roles including landlords, doormen, elevator operators, gatekeepers, security staff, concierges, superintendents, and custodial or maintenance workers.
Does Keating offer flexible underwriting for unique risks?
Yes, Keating uses a case-by-case underwriting approach to accommodate unique staffing models and operational exposures common to housing authorities.
Need help placing an account? Connect with a market specialist.