KF&B, Inc.
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KF&B, Inc.
Contact Us
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Sightseeing or Tour Vans Insurance
Sightseeing or Tour Vans Insurance Program offered in partnership with the AmTrust Group of insurance carriers. With extensive underwriting experience and a prestigious "A" (Excellent), Financial Size IX rating from A. M. Best, AmTrust has built a reputation as an innovative, technology-driven insurance company. Their commitment to excellence is the common thread connecting each of their businesses. AmTrust offers specialty property and casualty insurance products, including workers' compensation, commercial automobile and general liability, extended service and warranty coverage.
Our Sightseeing and Tour Vans Insurance program is designed for those specialty limousines doing special occasion and prearranged corporate transfer.  The program is available in all states except HI, MA and RI.

Coverages Offered
Commercial Auto Liability– up to $1,500,000
Physical Damage-  including Collision, Comprehensive or Fire, Theft and Combined Additional Coverage
Uninsured, Underinsured Motorist and P.I.P. Coverages
Optional Physical Damage Coverages– Rental reimbursement and Audio Visual & Data Equipment
Waiver of Subrogation
General Liability

Acceptable Classes of Business:
Limousine and luxury sedans
Shuttle Vans used by Airport operators
Shuttle Vans Employee Haul operators
Shuttle Vans for Hotels and Parking Facilities
Sightseeing or Tour Vans
Large Taxi Fleets (minimum $25K deductible)
Mixed Fleets are allowed; however, van or larger units should not make up more than 50% of the fleet.

Excluded Classes:
Van only
Fleets of Independent Operators whose only common denominator is a dispatcher
Seasonal operations with large fluctuations in fleet size and the hiring of new personnel
Black Car operations
Special needs operations which are limited to only this type of operation
All vehicles associated with emergency or non-emergency medical transportation

New Ventures:
While these are not out target risks, we will write them but the vehicle average fleet age cannot be older than 6 years.

The preferred age of equipment is 3 years or newer.  Vehicles between 3 and 5 years are acceptable.  Equipment over 5 years of age must provide vehicle inspections and photographs prior to binding.  No limousine or luxury sedans over 6 years of age are acceptable unless it can be shown the vehicle is a “classic” car with acceptable mechanical inspections.

Independent Contractors:
  The use of independent contractors and their equipment is acceptable; however, the contractor’s:
1.  Equipment must be subject to the same requirements as an owned vehicle.
2.  Must be hired on a long-term basis.
3.  Operate exclusively for the account.
The insured must maintain driver files, logs and all other data no differently than for employees.  Vehicle maintenance must be in conformance with the insured’s procedures and there should be a contract reflecting the conditions.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    All Available Markets
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


Request a Quote Now!



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  • AmTrust Application
  • Sightseeing or Tour Vans Application
    AmTrust Application
    Currently valued loss runs for at least the last 3 years (preferably 5 years) unless a new venture
    Driver's List
    Vehicle List
    Financials (if the account is over 40 units)
    Any information believed to be helpful in underwriting the account I.e.: Formal Safety Program,; Maintenance or Drug/Alcohol Policies; Driver Hiring, Training & Disciplinary Procedures


Becoming an Appointed Agent
Submissions can be sent in prior to being appointed in most states; however, no accounts can be bound until the following paperwork is received AND approved.

Completed Producer Survey
Signed Producer Agreement
Copy of E&O Dec page showing $1.5M in coverage
Copies of all producer licenses
Copy of Agency License
Financials (Balance Statement is acceptable)
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KF&B, Inc. has other insurance programs like Charter Bus Insurance.