For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
The Herbert H. Landy Insurance Agency, Inc
Contact Us
contact_phone Click to call
The Herbert H. Landy Insurance Agency, Inc
Contact Us
contact_phone Click to call

Business Owner Packages (BOP)

Business Owner's Policy Highlights
  • Home-Based Business Policy premiums start at $150.00 and provide Bodily Injury and Property Damage coverage as well as protection for your business property even while you are on the job-site or have additional locations.
  • Business Office Liability Policies offer broad coverage for Bodily Injury and Property Damage to others, coverage for business property in case of fire, theft or other covered loss. Coverage can also include Employee Dishonesty, Business Interruption, Hired/Non-Owned Auto and more. Premiums start at $500.00
PROPERTY COVERAGE

Automatic Coverage Provided With Professionals Property
Enhancement
Full Replacement Cost
No Coinsurance
Business Income and Extra Expense
  • Actual loss sustained up to 12 months
  • No waiting period
Interruption of Computer Operations
  • $100,000 aggregate limit included; can be increased
Equipment Breakdown Newly Acquired Property
  • Up to 180 days
  • Building—$1,000,000 limit
  • Business personal property—$500,000 limit
  • Business income and extra expense—$500,000 limit
Property Off Premises
  • Up to BPP limit and 180 consecutive days
Valuable Papers
  • $100,000 blanket limit included; can be increased
  • Flood and earthquake perils covered
Accounts Receivable
  • $250,000 blanket limit included; can be increased
  • Flood and earthquake perils covered
Fine Arts
  • $100,000 blanket limit included; can be increased
  • Limited exclusions
Computers and Electronic Data
  • Up to BPP limit for on premises and $50,000 for off premises.
    • $10,000 electronic vandalism (up-to-date virus software and 72- hour data backup required)
  • Head crash, flood, earthquake, utility services, mechanical breakdown and artificial electricity are covered perils
Identity Fraud
  • $25,000 limit
Utility Services
  • $25,000 limit; can be increased
  • Direct damage and business income extra expense
  • Includes overhead power lines
Water Backup and Sump Pump Overflow
  • $25,000 limit included; can be increased
Employee Dishonesty
  • $50,000 limit included; can be increased
ERISA
  • $100,000 limit included; can be increased
LIABILITY COVERAGE

Automatic Coverage Provided With Professionals Liability Enhancement
On and Off Premise coverage including property showings with clients
Medical Payments
  • $10,000 limit included
First Aid and Good Samaritan Services Damage to Premises Rented to You
  • $1,000,000 limit—perils expanded to include fire, water, smoke, lightning and explosion
Newly Acquired or Formed Organizations
  • Automatic coverage for 180 days
Blanket Additional Insureds
  • Lessors of premises and leased equipment
Waiver of Subrogation
  • Blanket based on contract
Optional Liability Coverage Endorsements Available
Employee Benefits Liability
Employment Practices Liability

EXCESS LIABILITY COVERAGE

Follow Form With Underlying up to $5 Million for the Following Coverages:
  • General Liability
  • Auto Liabilit
WORKERS COMP COVERAGE

Workers Compensation Policy Highlights for Real Estate Professionals
Competitive Rates for your realtors and office employees
Employers Liability Increased Limits (Up to $1 million available)
Simple On-line Premium Audit process

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Rated A+ by A.M. Best Rated A+ by Standard & Poor’s
  • Commission:
    -
  • Min Premium:
    -

Browse

Request a Quote Now!

CONTACT INFORMATION

LOCATION

100 River Ridge Drive, Suite 301
Norwood, MA 02062
800-336-5422
View Map

APPLICATIONS

AGENCY LICENSING

CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
The Herbert H. Landy Insurance Agency, Inc has other insurance programs like Accountants Professional Liability Insurance.