The Herbert H. Landy Insurance Agency, Inc. offers a comprehensive Miscellaneous Professional Liability (MPL) program designed to help insurance agents and brokers secure the right coverage for a wide range of professional service providers. Whether your client is a management consultant, IT professional, or claims adjuster, Landy provides flexible solutions to help protect against claims of negligence, errors, or omissions in the performance of their professional duties.
Overview of the Program From The Herbert H. Landy Insurance Agency
With decades of experience in professional liability, The Landy Agency specializes in placing E&O and professional liability coverage for hard-to-place and emerging professional classes. This MPL program offers both admitted and non-admitted markets, giving you the flexibility to find the right fit for your client’s needs—whether they are a startup or an established firm. The program is available in most states and is backed by a broad underwriting appetite and responsive service team.
Ideal Accounts and Appetite
This program is designed for a wide variety of professional services, including but not limited to:
- Management Consultants
- Employment Agencies, Recruiters, and Temporary Staffing Firms
- Data Processing Companies
- Claims Adjusters
- Travel Agencies
- Collection Agencies
- Architects and Engineers
- IT Consultants
- Home Inspectors
- Title Agents and Mortgage Brokers
- For-Profit and Non-Profit Directors & Officers (D&O)
You might have a client who is launching a new consulting agency or a seasoned IT firm expanding its services—Landy can help you find a market for both.
Coverage Highlights and Advantages
The Miscellaneous Professional Liability program offers customizable coverage options tailored to your insured’s operations. Key features include:
- Access to Numerous Admitted & Non-Admitted Markets
- Coverage for a Broad Array of Professional Classes
- Cybercrime and Crime Coverage Available for All Classes
- Experienced Underwriting Support and Fast Quote Turnaround
Underwriting Notes and Minimum Premiums
Submissions are accepted for nearly all industry classes and business types. The program is flexible enough to accommodate new ventures, independent contractors, and established firms. While minimum premiums may vary depending on the class and risk profile, Landy works to find cost-effective solutions tailored to each account.
Territories and Availability
The Miscellaneous Professional Liability program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. With both admitted and non-admitted options, you have flexibility in coverage placement depending on your client’s state and risk profile.
Why Work With The Herbert H. Landy Insurance Agency
For over 70 years, The Herbert H. Landy Insurance Agency has been a trusted name in professional liability coverage. Agents and brokers turn to Landy for its deep market knowledge, strong carrier relationships, and commitment to service. Whether you're placing a standard account or navigating a complex risk, Landy's responsive team supports you every step of the way—from submission to policy issuance.
To learn more or to submit a risk, visit the Herbert H. Landy Insurance Agency profile or go directly to the Miscellaneous Professional Liability storefront.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for a wide range of professional service providers, including consultants, IT firms, claims adjusters, title agents, and more. New ventures and established businesses are both welcome.
Are both admitted and non-admitted markets available?
Yes, The Landy Agency offers access to both admitted and non-admitted carriers, allowing for flexible placement depending on the risk profile and state.
Can I submit accounts outside of the listed target classes?
Yes, submissions are accepted for nearly all industries and classes of business. The underwriting team will review and determine eligibility on a case-by-case basis.
Is cyber coverage available through this program?
Yes, cybercrime and crime coverage options are available for all classes under this program.
What states is this program available in?
The program is offered in most U.S. states, including CA, NY, FL, TX, and many others. Please refer to the full list above for specific state availability.
Need help placing an account? Connect with a market specialist.