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LIG Marine Managers, Inc.
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LIG Marine Managers, Inc.
Contact Us
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Passenger/ Excursion/ Casino Vessels Insurance

Passenger, Excursion & Casino Vessel Insurance from LIG Marine Managers

LIG Marine Managers, Inc. offers a specialized insurance program tailored for passenger, excursion, sightseeing, charter, head boats, and casino vessels operating in U.S. waters. This program is designed to help agents and brokers place hard-to-cover marine accounts by providing coverage options that address the unique risks involved in maritime passenger operations. With extensive experience in the marine insurance space, LIG Marine Managers serves as both a Managing General Agency (MGA) and an Excess & Surplus Lines Broker. Their access to a wide range of markets and deep underwriting knowledge makes them a valuable partner for agents with complex or unusual risks.

Ideal Accounts and Target Classes

This program is ideal for a variety of passenger-carrying vessels, including:
  • Excursion and sightseeing boats
  • Charter vessels and cruise boats
  • Casino vessels
  • Head boats for fishing excursions
  • Airboats and other specialty marine crafts
  • Wooden hull vessels
Whether your client operates a classic wooden paddleboat offering river tours or a modern casino vessel cruising coastal waters, this program is designed to offer customized coverage solutions.

Coverage Highlights and Options

Agents can access comprehensive marine coverage options, including:
  • Brown Water Hull – Protection for vessels operating in inland or coastal waters
  • Machinery – Coverage for breakdowns and mechanical damage
  • Protection & Indemnity (P&I) – Liability protection for bodily injury, property damage, and legal defense
Optional enhancements include:
  • Passenger Liability – Addresses the unique exposures of carrying paying passengers
  • Crew Liability – Covers injury or illness of crew members

Underwriting Parameters and Minimum Premium

This program is structured to accommodate a wide range of vessel sizes and values:
  • Hull & Machinery Limits: Up to $10,000,000 (higher limits considered on a per-risk basis)
  • Protection & Indemnity Limits: Up to $50,000,000 (with higher limits available)
  • Minimum Premium: $25,000
Each risk is carefully underwritten, and LIG Marine Managers has the flexibility to work with unique vessel types and operations, including those with wooden hulls or non-standard designs.

Territories and Market Access

LIG Marine Managers can write business in all 50 states plus Washington, D.C., including coastal and inland operations. The program is available through all applicable markets—both admitted and non-admitted—based on the specific risk and jurisdiction.

Why Partner with LIG Marine Managers?

With decades of marine insurance expertise, LIG Marine Managers is a trusted partner for agents and brokers seeking tailored solutions for complex marine risks. Their deep understanding of passenger vessel operations, combined with market flexibility and responsive service, makes them an ideal resource for placing challenging accounts. You might have a client launching a charter dinner cruise in Florida or an operator expanding a fleet of sightseeing boats in the Pacific Northwest. LIG Marine Managers can help you secure the right coverage and navigate carrier options efficiently.
Please contact us today for more information about our Passenger/ Excursion / Casino program!

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for passenger-carrying vessels such as sightseeing boats, charter cruises, casino vessels, head boats, and airboats—including those with wooden hulls or other non-standard features.

What coverages are included or available as options?

The core coverages include Brown Water Hull, Machinery, and Protection & Indemnity. Optional enhancements include Passenger Liability and Crew Liability.

What is the minimum premium for this program?

The minimum premium for most accounts is $25,000, although each risk is individually underwritten based on vessel type, operations, and coverage limits.

Can this program be written in all states?

Yes, the program is available nationwide across all 50 states and Washington, D.C.

Is coverage written on an admitted or non-admitted basis?

This program uses both admitted and non-admitted markets, depending on the risk and state requirements.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    All Available Markets
  • Carriers:
  • Carrier Ratings:
    Varies
  • Commission:
    Varies
  • Min Premium:
    25,000

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CONTACT INFORMATION

LOCATION

300 1st Ave South, 400
St. Petersburg, FL 33701
727-578-2800
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APPLICATIONS

AGENCY LICENSING

To complete your online LIG Agency Appointment Application, please visit our LIG website.
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LIG Marine Managers, Inc. has other insurance programs like Boat Manufacturers, Builders & Repairers Package Insurance.