Expertise. Solution. Service.
MAXIMUM offers a specialized insurance program designed to meet the needs of apartment building owners and property managers. With a strong focus on risk management and underwriting flexibility, our Apartments program is ideal for a broad range of residential and mixed-use properties. Whether you're working with a new venture or a historic property, we provide tailored solutions that help agents and brokers secure comprehensive coverage for their clients.
Ideal Accounts and Appetite
This program is best suited for:
Example: You might have a client who owns a 70-unit apartment building with a coffee shop on the ground floor. With MAXIMUM, you can offer coverage that meets both the residential and commercial exposures.
Coverage Highlights and Advantages
Our program delivers robust protection with flexible limits and valuable enhancements:
- • Human Resources services
- • Pre-employment and tenant screenings
- • Identity Theft protection
- • Background checks
Underwriting Notes
To ensure the right fit, please note the following underwriting guidelines:
Territories and Availability
This program is available in most states, including AZ, AR, CA, CO, FL, GA, IL, MI, NY, TX, and many others. While the program is largely non-admitted, MAXIMUM works with top-rated carriers to provide competitive coverage across a wide footprint.
Why Work With MAXIMUM?
As a trusted wholesale broker, MAXIMUM is committed to delivering top-tier service, fast turnaround, and intelligent underwriting. We understand the unique exposures facing apartment buildings and mixed-use properties, and we offer solutions designed to help agents win and retain accounts. With no inspection fees and access to value-added services, you can offer more than just a policy—you can offer peace of mind.
We settle for nothing less than the best choices for our clients, and we put no limit on what we can do for your client's Apartment Liability Insurance needs.
Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for apartment buildings with up to 100 units, mixed-use properties, and buildings up to 60 years old. It can also consider risks with student or subsidized tenants.
Are there any geographic restrictions?
Yes, the program is not available in AK, AL, LA, MS, or WV. It is available in most other states across the U.S.
Can new ventures qualify for coverage?
Yes, MAXIMUM is open to working with new ventures, including first-time apartment building owners and investors.
What are the key coverage advantages?
Highlights include no general liability deductible, defense costs outside the limits, and access to tenant screening and HR support services.
Is there a minimum lease term required?
Yes, eligible properties must have lease agreements of at least 6 months in duration.
Need help placing an account? Connect with a market specialist.