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The Long Shot - Prize Indemnification

Expertise. Solution. Service.


MAXIMUM’s The Long Shot - Prize Indemnification program is designed specifically for golf tournaments looking to attract more attention, boost participation, and raise additional revenue — all while managing the financial risk of high-value prizes. This turnkey solution offers insurance coverage for hole-in-one prizes, providing peace of mind and a powerful promotional tool for your clients hosting golf events.

Ideal Accounts and Appetite

This program is ideal for golf tournaments and charity events that want to offer exciting hole-in-one prizes to participants. The following types of events are a strong fit:

• Tournaments offering up to $50,000 in prize value per hole
• Events with multiple prize holes
• Tournaments with hole distances of at least 125 yards for women and 150 yards for men

Example fit: You might have a nonprofit client planning a charity golf tournament. They're looking to boost attendance with a compelling prize like a new car. This program allows them to offer that incentive without the financial exposure if someone wins.

Coverage Highlights and Advantages

• High-visibility prizes attract more players and media attention
• Unlimited prize restoration ensures continued excitement throughout the event
• If a winner emerges, 20% of the prize value is donated to the tournament’s associated charity
• Opportunities for local business sponsorship on prize holes, generating additional revenue
• Offer valuable prizes at minimal cost and no financial risk to the event organizer
• Access to business solution vendors for related services, including:
  •         • Human resources support
  •         • Pre-employment and tenant screening
  •         • Identity protection services
  •         • Marketing assistance

Underwriting Notes and Restrictions

To ensure smooth placement, be aware of the following underwriting guidelines:

Ineligible Risk Characteristics:
• Hole distances under 125 yards for women or 150 yards for men
• Prize values exceeding $50,000
• Events held in Alaska, Louisiana, or West Virginia
• Events that include professional golfers
• Events that allow practice shots or mulligans

Territories and Availability

This program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Please note that coverage is not available in AK, LA, or WV.

Why Work With MAXIMUM?

As a trusted wholesale broker, MAXIMUM brings niche program expertise, fast service, and customized solutions to the table. Our team understands the unique needs of prize indemnification and is committed to helping agents and brokers deliver standout coverage options to their clients. We settle for nothing less than the best, and offer flexible, responsive support throughout the application and underwriting process.

If you’re ready to offer your golf tournament clients a compelling and secure way to add excitement to their events, contact MAXIMUM today to learn how we can help.

Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Charity golf tournaments, corporate golf outings, and community events that want to offer hole-in-one prizes up to $50,000 are ideal candidates.

Are professional golfers or mulligans allowed under this coverage?

No, events that allow professional golfers, practice shots, or mulligans are ineligible for this program.

What are the minimum yardage requirements for the prize holes?

The prize hole must be at least 125 yards for women and 150 yards for men to qualify for coverage.

Is this program available in all states?

The program is available in most states but is not available for events in Alaska, Louisiana, or West Virginia.

What happens if someone wins the prize?

If there is a winner, the prize is paid out and an additional 20% of the prize value is donated to the tournament’s designated charity.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    AM Best Rating A- or Better
  • Commission:
    -
  • Min Premium:
    -

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Chicago, IL 60606
888-364-2765
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