Comprehensive USLI Lines Coverage Through MAXIMUM
MAXIMUM is proud to announce a new appointment with United States Liability Insurance Group (USLI), giving us access to a robust suite of low-premium, low-hazard specialty insurance products. With underwriting capacity across more than 200 classes of business, we offer independent agents and brokers fast, reliable quoting—often within hours. Whether your client needs professional, commercial, property, liability, or personal lines coverage, MAXIMUM pairs streamlined service with USLI’s underwriting expertise.
Ideal Accounts and Appetite
This program is well-suited for a wide variety of low- to moderate-exposure accounts. Typical targets include:
- Small to mid-sized commercial operations (retail, light contractors, service businesses)
- Non-profit organizations and associations
- Hospitality risks that require monoline liquor liability
- Professional service providers seeking tailored E&O or D&O solutions
- Residential property owners and select personal-lines risks with unique exposures
Example: You might have a client who runs a neighborhood association, operates a yoga studio, or runs a small catering business—each could be a good fit for the USLI Lines program.
Coverage Highlights and Advantages
MAXIMUM’s USLI Lines offering includes a broad set of products across core categories. These solutions are designed for quick placement and competitive pricing on low-hazard risks:
- Commercial Liability: Primary and umbrella/excess options. See our Commercial Liability Products.
- Liquor Liability: Monoline programs for bars, restaurants, caterers, and special events. See our Liquor Liability Products.
- Non-Profit Package: Simplified bundle for non-profits—one application, one quote, one policy. Explore our Non Profit Package Products.
- Package Policies: Business Owners Policy (BOP) and commercial packages. View our Package Products.
- Personal Lines: Specialty solutions for individual, higher-risk personal exposures. Review our Personal Lines Products.
- Professional Liability: Broad, competitively priced options across many professions. See our Professional Lines.
- Property Lines: Monoline and inland marine options, including builder’s risk and contractor’s equipment. Check our Property Products.
Underwriting Notes
USLI targets low-hazard, low-premium risks. Submissions that are straightforward, well-documented, and aligned with that profile receive the quickest response times. In coastal states such as Florida, property products carry a TIV capacity of up to $250,000 (wind and hail typically excluded); contractor’s equipment limits may extend to $500,000. No specific minimum premium is published—submit accounts that fit the low-premium, low-exposure profile.
Territories and Admitted Status
The USLI Lines program is available in most states. Available territories include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Most USLI products offered through MAXIMUM are admitted where available, providing regulatory stability for your placements.
Why Work With MAXIMUM on USLI Business?
As a wholesale broker specializing in specialty lines, MAXIMUM delivers rapid turnaround, experienced underwriting insight, and direct access to a reliable carrier underwriter—United States Liability Insurance Group. We simplify placement with clear submission requirements, quick quoting, and flexible product options so you can serve clients efficiently while maintaining competitive coverage and pricing.