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USLI Lines

Comprehensive USLI Lines Coverage Through MAXIMUM

MAXIMUM is proud to announce a new appointment with United States Liability Insurance Group (USLI), allowing us to offer a robust suite of low premium, low hazard specialty insurance products. With access to over 200 classes of business, we provide independent agents and brokers with fast, reliable quoting—often within hours. Whether your client needs coverage for professional services, commercial operations, property, liability, or personal lines, MAXIMUM delivers a streamlined solution backed by USLI’s underwriting expertise.

Ideal Accounts and Appetite

We are well-positioned to handle a wide variety of risks across multiple sectors. This program is ideal for agents seeking solutions for:

  • Small to mid-sized commercial operations
  • Non-profit organizations
  • Hospitality businesses requiring monoline liquor liability
  • Professional service providers needing tailored E&O or D&O coverage
  • Residential property owners and personal lines clients with unique exposures

Example: You may have a client running a neighborhood association, a yoga studio, or a small catering business—all of which could be a perfect fit for this program.

Coverage Highlights and Advantages

Our USLI Lines offering includes a broad range of products across key categories:

  • Commercial Liability: Primary and umbrella/excess options. See our Commercial Liability Products.
  • Liquor Liability: Monoline options tailored for bars, restaurants, and special events. See our Liquor Liability Products.
  • Non Profit Package: Simplified bundled coverage for non-profits—one application, one quote, one policy. Explore our Non Profit Package Products.
  • Package Policies: Business Owners Policy (BOP) and Commercial Packages. View our Package Products.
  • Personal Lines: Specialty solutions for individual risks. Review our Personal Lines Products.
  • Professional Liability: Broad and competitively priced options for a wide range of professions. See our Professional Lines.
  • Property Lines: Monoline and inland marine options, including builder’s risk and contractor’s equipment. Check our Property Products.

Underwriting Notes

USLI focuses on low hazard, low premium risks. While no specific minimum premium is listed, accounts should align with this risk profile. In Florida and other coastal states, property products have a TIV capacity of $250,000 (excluding wind and hail), and up to $500,000 for contractor's equipment.

Territories and Admitted Status

This program is available in most states, including but not limited to CA, FL, TX, NY, IL, and PA. Please note that the USLI products are admitted in most states, providing added stability and regulatory confidence for you and your clients.

Why Work With MAXIMUM on USLI Business?

As a wholesale broker with deep expertise in specialty lines, MAXIMUM delivers fast turnaround, knowledgeable underwriting, and access to one of the most reliable carriers in the market—United States Liability Insurance Company. We simplify the placement process so you can meet your clients' needs quickly and effectively, all while maintaining competitive pricing and broad coverage options.

Frequently Asked Questions

What types of accounts are a good fit for the USLI Lines program?

This program is ideal for small to mid-sized businesses, non-profits, hospitality risks needing liquor liability, and professionals requiring E&O or D&O coverage.

How fast can I expect a quote through MAXIMUM?

We typically provide quotes within hours, depending on the complexity of the risk and completeness of the submission.

Are these products admitted or non-admitted?

Most of the USLI products offered through MAXIMUM are admitted in the states where they are available.

Can I submit risks for coastal properties?

Yes, property coverage is available in coastal areas, though wind and hail are typically excluded. TIV limits apply.

Is there a single application process for package policies?

Yes, especially for Non Profit and Package Products, agents can benefit from one application, one quote, and one policy structure.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most States
  • Carriers:
  • Carrier Ratings:
    A++ IX (Superior)
  • Commission:
    Various commission levels.
  • Min Premium:
    -

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MAXIMUM has other insurance programs like Annual Host Liquor Liability.