Expertise. Solution. Service.
MAXIMUM’s Wedding Plus program delivers specialized insurance solutions for one-day weddings and related events. Built for independent agents and brokers, this program provides clear, comprehensive options for wedding-related liabilities and exposures so you can confidently place business for clients planning their special day.
Ideal Accounts and Appetite
Wedding Plus is designed for straightforward, one-day wedding events where the client is the host rather than a commercial vendor. Typical fits include:
Accounts outside these parameters may qualify for MAXIMUM’s Main Event product; refer clients to the Main Event storefront if needed.
Example scenarios you may place with Wedding Plus:
Coverage Highlights and Advantages
Available Limits:
Product Advantages:
- • Human resources services
- • Pre-employment and tenant screenings
- • Identity theft protection
- • Marketing resources
Underwriting Notes and Restrictions
Ineligible Risk Characteristics:
General and liquor liability deductibles are $0, keeping policy terms simple and competitive. Be prepared to provide event details, attendee counts, and information on alcohol service when requesting a quote.
Territories and Availability
The Wedding Plus program is available in most states, including but not limited to CA, TX, FL, NY, IL, and WA. This program is offered on an admitted basis in most states, which can help with placement flexibility and client acceptance. Confirm availability and liquor liability restrictions for the state where the event is held before submitting.
Why Work With MAXIMUM?
As a wholesale broker, MAXIMUM combines experienced underwriting with responsive service and tailored solutions for special events. We focus on practical coverage that addresses the common liabilities of weddings—venue exposures, alcohol-related liability, loss of deposits, and valuable personal property—so you can deliver reliable options to your clients.
Whether you’re placing a small backyard ceremony or a larger venue event, MAXIMUM supports agents with clear appetite guidance, no-cost additional insured options, and access to value-added vendor services to strengthen your client offering.
We settle for nothing less than the best choices for our clients, and we put no limit on what we can do for your client's Wedding Insurance needs.
Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process.
Frequently Asked Questions
What types of accounts are a good fit for the Wedding Plus program?
This program is ideal for clients hosting a one-day wedding with up to 500 guests, especially those not serving alcohol commercially or holding a liquor license.
Can rehearsal dinners be covered under this policy?
Yes, coverage for the rehearsal dinner is included at no additional charge.
Are liquor liability and general liability covered separately?
Yes, the program offers separate limits for general liability and liquor liability, providing broader protection for your clients.
What states are excluded from coverage?
The program is not available for events held in AK, LA, or WV. Liquor liability is not available for events in AL, IA, MN, MS, OR, or RI.
What happens if my client’s event doesn’t meet the Wedding Plus guidelines?
Clients who don’t qualify for Wedding Plus may still be eligible for MAXIMUM’s Main Event program. Visit the Main Event storefront for more options.
Need help placing an account? Connect with a market specialist.