MAXIMUM
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MAXIMUM
Contact Us
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Wedding Plus

Expertise. Solution. Service.


MAXIMUM’s Wedding Plus program offers specialized insurance solutions tailored for clients hosting one-day weddings and related events. Designed for independent insurance agents and brokers, this program provides comprehensive coverage options for wedding-related liabilities and exposures, helping you confidently place business for your clients planning their big day.

Ideal Accounts and Appetite

This program is best suited for:

• One-day wedding events with up to 500 attendees
• Clients acting as the host of the event
• Events where the host is not engaged in the business of selling, serving, or furnishing alcoholic beverages
• Events without a liquor license purchased by the applicant

If your client falls outside these parameters, MAXIMUM may still be able to accommodate them through the Main Event product. Visit the Main Event storefront for more information.

Coverage Highlights and Advantages

Available Limits:
• General liability: $1 million per occurrence / $2 million aggregate
• Liquor liability: $1 million per occurrence / $2 million aggregate
• Loss deposits: $1,000 sublimit included, optional limits up to $10,000
• Wedding attire: $1,000 sublimit included, optional limits up to $10,000
• Cancellation coverage: $50,000 sublimit (additional premium)
• Photography/videography: $10,000 sublimit (additional premium)
• Special jewelry: $10,000 sublimit (additional premium)
• Wedding gifts: $10,000 sublimit (additional premium)
Product Advantages:
• Separate limits for general and liquor liability
• No deductible for general or liquor liability coverage
• Rehearsal dinner automatically included
• Property owner can be listed as an additional insured at no cost
• Set-up and take-down coverage included with general liability
• Access to value-added Business Solution Vendors offering:
  •         • Human Resources services
  •         • Pre-employment and tenant screenings
  •         • Identity theft protection
  •         • Marketing resources

Underwriting Notes and Restrictions

Ineligible Risk Characteristics:
• Events held in Alaska, Louisiana, or West Virginia
• Events with liquor coverage in Alabama, Iowa, Minnesota, Mississippi, Oregon, or Rhode Island
• Events that include firearms or water hazards

General and liquor liability deductibles are $0, providing straightforward and competitive coverage terms.

Territories and Availability

The Wedding Plus program is available in most states, including but not limited to CA, TX, FL, NY, IL, and WA. Please note specific exclusions for liquor liability and event locations as listed above. This program is available on an admitted basis in most states, enhancing placement flexibility for agents and brokers.

Why Work With MAXIMUM?

As a wholesale broker, MAXIMUM delivers expert underwriting, top-tier service, and tailored insurance solutions for special events. We understand the nuances of wedding-related exposures and provide flexible, client-focused options to help you meet your insureds' unique needs. Whether you're insuring a small backyard ceremony or a large-scale venue event, MAXIMUM is your partner in providing reliable coverage and responsive support.

We settle for nothing less than the best choices for our clients, and we put no limit on what we can do for your client's Wedding Insurance needs.


Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process.

Frequently Asked Questions

What types of accounts are a good fit for the Wedding Plus program?

This program is ideal for clients hosting a one-day wedding with up to 500 guests, especially those not serving alcohol commercially or holding a liquor license.

Can rehearsal dinners be covered under this policy?

Yes, coverage for the rehearsal dinner is included at no additional charge.

Are liquor liability and general liability covered separately?

Yes, the program offers separate limits for general liability and liquor liability, providing broader protection for your clients.

What states are excluded from coverage?

The program is not available for events held in AK, LA, or WV. Liquor liability is not available for events in AL, IA, MN, MS, OR, or RI.

What happens if my client’s event doesn’t meet the Wedding Plus guidelines?

Clients who don’t qualify for Wedding Plus may still be eligible for MAXIMUM’s Main Event program. Visit the Main Event storefront for more options.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    AM Best Rating A- or Better
  • Commission:
    -
  • Min Premium:
    -

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LOCATION

222 S Riverside Plaza, Suite 2340
Chicago, IL 60606
888-364-2765
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MAXIMUM has other insurance programs like Annual Host Liquor Liability.