Overview of the Program From McGowan, Donnelly & Oberheu
As part of The McGowan Companies, McGowan, Donnelly & Oberheu, LLC offers a nationwide Architects and Engineers Professional Liability Insurance program designed specifically for design and construction professionals. This program helps you place coverage for clients who are exposed to complex professional risks, including errors and omissions, project delays, and design liabilities.
Ideal Accounts and Appetite
This program is well-suited for a wide range of design and engineering professionals, including:
- Civil Engineers
- Construction Managers
- Design/Build Firms
- Electrical Engineers
- Forensic Engineers
- Geotechnical Engineers
- Landscape Architects
- Land Surveyors
- Structural Engineers
Whether your clients are sole proprietors or mid-size firms, this program can be tailored to fit their size and scope of operations. You might have a client who is a structural engineer working on mid-rise commercial buildings, or a design/build firm managing multi-use developments—this program is designed to meet those needs.
Coverage Highlights and Advantages
The program provides comprehensive protection for a range of professional exposures, with coverage options that include:
- Professional & Management Liability
- Primary and Excess Limits Available
Coverage is structured to help protect your clients from claims alleging negligence, design flaws, and professional errors that result in financial damages. Access to both primary and excess layers gives you flexibility when placing accounts with higher exposure or complex contracts.
Underwriting Notes and Minimum Premiums
Each submission is evaluated individually, and underwriting flexibility allows for competitive structuring based on firm size, project types, and claims history. While minimum premiums may vary, our underwriting team works closely with brokers to ensure each risk is properly assessed and priced accordingly.
Territories and Availability
This program is available in all 50 states and Washington, D.C. Coverage is written on both admitted and non-admitted paper, depending on the risk and state requirements. This allows you to serve clients in diverse geographic regions without limitations.
Why Work With The McGowan Companies
As a wholesale broker with deep expertise in professional liability, The McGowan Companies bring decades of experience and strong carrier relationships to the table. You gain access to a wide range of markets and a responsive underwriting team that understands the unique risks faced by architects, engineers, and construction professionals.
For more information on Architects and Engineers Professional Liability Insurance, please contact us!
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for civil, structural, electrical, and geotechnical engineers, as well as landscape architects, land surveyors, design/build firms, and construction managers.
Is this coverage available nationwide?
Yes, the program is available in all 50 states and Washington, D.C., with both admitted and non-admitted options depending on the state and risk profile.
Can I access both primary and excess limits through this program?
Yes, the program offers both primary and excess liability coverage options, giving you flexibility to meet higher coverage requirements.
What carriers are available for this program?
Carrier options vary based on the risk and location. McGowan, Donnelly & Oberheu, LLC works with a range of reputable carriers to provide competitive solutions.
What information is required to get a quote?
Typical submissions include a completed application, loss runs, firm resumes, project lists, and details about services offered. Underwriters may request additional documents as needed.
Need help placing an account? Connect with a market specialist.