Overview of the Program from The McGowan Companies
The McGowan Companies offers a comprehensive Architects Professional Liability Insurance program designed specifically for design professionals and engineering firms. This program helps protect your clients against the complex risks associated with professional services in the construction and design industry. Whether your client is a civil engineer, architect, construction manager, or part of a design/build firm, this program delivers tailored coverage backed by specialized underwriting expertise and access to top-tier carriers.
Ideal Accounts and Appetite
This program is a strong fit for a wide range of design and engineering professionals, including:
- Civil Engineers
- Construction Managers
- Design / Build Firms
- Electrical Engineers
- Forensic Engineers
- Geotechnical Engineers
- Landscape Architects
- Land Surveyors
- Structural Engineers
You might have a client who is part of a multidisciplinary design/build firm working on mid-sized commercial developments, or an independent civil engineering consultancy engaged in municipal infrastructure projects—both would be strong candidates for this program.
Coverage Highlights and Advantages
- Professional & Management Liability coverage tailored to design professionals
- Primary and Excess limits available to suit varying risk profiles
- Access to a range of carriers, allowing for flexibility in pricing and terms
- Coverage options that respond to claims due to errors, omissions, or professional negligence
This program is designed to offer peace of mind to professionals responsible for critical design decisions, helping them manage exposures that could lead to costly litigation or project delays.
Underwriting Notes and Minimum Premiums
The McGowan Companies works with a variety of carriers and underwriters to provide flexible solutions for a wide range of account sizes and risk profiles. While minimum premiums may vary, the program is structured to be accessible to both small firms and larger practices with more complex exposures. Submissions with complete applications, detailed project listings, and a good claims history will receive the most competitive terms.
Territories and Availability
This Architects Professional Liability Insurance program is available in all 50 states and the District of Columbia, making it easy for you to place business regardless of where your client is located. Coverage availability may vary by carrier and is offered on both admitted and non-admitted paper depending on the specific risk and jurisdiction.
Why Work With The McGowan Companies
As a leading wholesale broker, McGowan, Donnelly & Oberheu, LLC provides access to broad markets and deep industry expertise. Their team understands the unique needs of design professionals and offers responsive service, competitive pricing options, and reliable support throughout the underwriting process. Partnering with McGowan ensures that your clients receive tailored solutions backed by a team that prioritizes your success.
For more information on Architects Professional Liability Insurance, please contact us!
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for civil engineers, architects, construction managers, design/build firms, and other design professionals involved in planning or managing construction projects.
Is coverage available in all states?
Yes, the program is available in all 50 states and the District of Columbia, with coverage offered through various admitted and non-admitted carriers.
What limits are available under this program?
Both primary and excess liability limits are available, providing flexibility to meet the needs of small firms and larger organizations alike.
Can I submit accounts with prior claims?
Yes, submissions with prior claims will be considered. A detailed explanation of the claims and current risk controls will help in the underwriting process.
What information is needed to get a quote?
A completed application, project lists, and loss history are typically required to receive a quote. Additional documentation may be requested based on the complexity of the account.
Need help placing an account? Connect with a market specialist.