Commercial Liability Including Errors and Omissions
Program underwritten by an A+ rated A.M. Best carrier. Liability coverage includes the United States, Puerto Rico and Canada.
Errors & Omissions
- Broadest E&O coverage form in the industry.
- No Bodily Injury, Property Damage or personal injury based on ethnic appearance.
- Third Party EPLI - Guard detains an individual based on ethnic appearance and is later sued.
Assault & Battery
- Covers the vicarious liability created by the intentional acts f an employee regardless of the use of force (reasonable or physical.)
Broad Form Property Damage (Care, Custody & Control)
- Covers property damage in your client's care, custody and control.
Theft Extension
- Theft or property loss is included in the definition of property damage. (Note: theft r alleged theft committed by the named insurer or its emloyees is not covered. Separate fidelity coverage can be obtained by The Mechanic Group at low rates.)
Blanket Additional Insured
- Automatically included at no charge.
- When required by contract or issued by a certificate of insurance.
Contractual Personal Injury
- Extends Contractual Liability coverage to include Personal Injury.
Emergency Medical Services Extension
- Coverage for negligence or failure to render first-aid treatment.
Lost Key Coverage
- Replacement of locks and keys for guard's negligence.
Mobile Equipment Extension
- Coverage for "off-road" security vehicles.
Optional Coverages
- Per Project Aggregate
- Waiver of Subrogation
- Employee Benefit Liability
- Stop-Gap Coverage
- Hired Car/Non-Owned Auto Liability
- Cut-through to Admitted Paper
- Special Additional Insured Endorsement
Submission Requirements
- Mechanic Group Application
- Five Year Currently Valued Loss-Runs
The Mechanic Group is the leading MGA writer of private security, investigation, alarm and background screening insurance. Visit The Mechanic Group at www.mechanicgroup.com