Commercial Liability
Including Errors and Omissions
Program underwritten by an
A+ rated A.M. Best carrier. Liability coverage includes the United States,
Puerto Rico and Canada.
Errors & Omissions
- Broadest E&O
coverage form in the industry.
- No Bodily Injury,
Property Damage or personal injury based on ethnic appearance.
- Third Party EPLI - Guard
detains an individual based on ethnic appearance and is later sued.
Assault & Battery
- Covers the vicarious
liability created by the intentional acts f an employee regardless of the use
of force (reasonable or physical.)
Broad Form Property
Damage (Care, Custody & Control)
- Covers property
damage in your client's care, custody and control.
Theft Extension
- Theft or property loss
is included in the definition of property damage. (Note: theft r alleged theft
committed by the named insurer or its emloyees is not covered. Separate
fidelity coverage can be obtained by The Mechanic Group at low rates.)
Blanket Additional
Insured
- Automatically
included at no charge.
- When required by
contract or issued by a certificate of insurance.
Contractual Personal
Injury
- Extends Contractual
Liability coverage to include Personal Injury.
Emergency Medical Services
Extension
- Coverage for negligence
or failure to render first-aid treatment.
Lost Key Coverage
- Replacement of locks and
keys for guard's negligence.
Mobile Equipment
Extension
- Coverage for
"off-road" security vehicles.
Optional Coverages
- Per Project Aggregate
- Waiver of Subrogation
- Employee Benefit
Liability
- Stop-Gap Coverage
- Hired Car/Non-Owned Auto
Liability
- Cut-through to Admitted
Paper
- Special Additional
Insured Endorsement
Submission Requirements
- Mechanic Group Application
- Five Year Currently
Valued Loss-Runs
The Mechanic Group is the
leading MGA writer of private security, investigation, alarm and background
screening insurance. Visit The Mechanic Group at www.mechanicgroup.com