News

The Mechanic Group Offers Commercial Liability Including E&O for Electronic Security Firms

Monday, October 19, 2015

COMMERCIAL LIABILITY INCLUDING ERRORS AND OMISSIONS FOR ELECTRONIC SECURITY FIRMS

Program underwritten by an A+ Rated A.M. Best carrier. Liability coverage includes the United States, Puerto Rico and Canada.

ERRORS & OMISSIONS

Broadest E&O coverage form in the industry
No Bodily Injury, Property Damage or Personal Injury necessary for coverage to trigger.
Third Party EPLI – Guard detains an individual based on ethnic appearance and is later sued.

ASSAULT & BATTERY

Covers the vicarious liability created by the intentional acts of an employee regardless of the use of force (reasonable or physical).

BROAD FORM PROPERTY DAMAGE (CARE, CUSTODY & CONTROL)

Covers property damage in your client's care, custody and control.

THEFT EXTENSION

Theft or property loss is included in the definition of property damage. (Note: theft or alleged theft committed by the named insurer or its employees is not covered. Separate Fidelity coverage can be obtained by The Mechanic Group at low rates.)

BLANKET ADDITIONAL INSURED

Automatically included at no charge.
When required by contract or issued by a certificate of insurance.

CONTRACTUAL PERSONAL INJURY

Extends Contractual Liability coverage to include Personal Injury.

EMERGENCY MEDICAL SERVICES EXTENSION

Coverage for negligent or failure to render first-aid treatment.

LOST KEY COVERAGE

Replacement of locks and keys for guard's negligence.

MOBILE EQUIPMENT EXTENSION

Coverage for "off-road" security vehicles.

OPTIONAL COVERAGES

Per Project Aggregate
Waiver of Subrogation
Employee Benefit Liability
Stop-Gap Coverage
Hired Car/Non-Owned Auto Liability
Cut-Through to Admitted Paper
Special Additional Insured Endorsement

SUBMISSION REQUIREMENTS

Mechanic Group Application
Five-Year Currently Valued Loss-Runs

We deliver quick and reliable responses to all Workers Compensation insurance quote requests. For more information on this program, please contact Marc Katz at 1.800.214.0207, ext. 105 or [email protected]. Visit The Mechanic Group at www.mechanicgroup.com

Please visit our CompleteMarkets storefront: Commercial Liability E&O Insurance