Dental Professional Liability Insurance from Mercer Consumer
Mercer Consumer, in collaboration with Liberty Insurance Underwriters, offers a specialized Dental Professional Liability Insurance program under the ProDentistSolutions brand. Designed specifically for dental professionals, this program delivers critical protection against malpractice claims and other liability exposures they face in the course of providing patient care.
Ideal Accounts and Appetite
This program is tailored for licensed dental professionals, including general dentists, specialists (such as endodontists, orthodontists, and periodontists), and small dental practices. Whether your client is a solo practitioner or part of a growing group practice, Mercer Consumer has the flexibility to craft solutions that fit their specific liability risk profile.
You might have a client who recently opened a dental office and is looking for comprehensive coverage with flexibility in settlement terms. Or perhaps you’re working with a seasoned dentist switching carriers — this program is well-positioned for both scenarios.
Coverage Highlights and Advantages
ProDentistSolutions offers a robust set of features, including:
- Full Consent to Settle: No claim or lawsuit is settled without the insured’s explicit consent.
- Claims-Made and Occurrence Forms: Choose the coverage structure that best suits your client’s needs.
- Optional General Liability: Available on an occurrence basis to extend protection beyond professional services.*
- Employment Practices Liability: Optional coverage up to $5,000 on a claims-made basis to address workplace-related claims.*
Through our exclusive agreement with Liberty Insurance Underwriters, we’re able to offer access to a highly competitive and secure insurance carrier with proven experience in the healthcare and professional liability sectors.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by state and the specific risk profile of the insured. Underwriting considers factors such as practice size, services offered, claims history, and location. Mercer Consumer works with select brokers and agents to help tailor coverage solutions that meet the individual needs of dental professionals.
Territories and Availability
This Dental Professional Liability Insurance program is available in all 50 states and the District of Columbia, ensuring a wide footprint for agents and brokers seeking national coverage solutions. Coverage is written on both an admitted and non-admitted basis, depending on the state and risk.
Why Work With Mercer Consumer?
As a trusted Managing General Agency and Excess & Surplus Lines Broker, Mercer Consumer brings decades of experience and deep market access to the table. Our exclusive partnership with Liberty Insurance Underwriters allows us to offer agents and brokers a competitive edge for dental liability placements.
We understand the unique risks dental professionals face and offer streamlined quoting, responsive underwriting support, and customizable solutions. Whether you're placing a single dentist or a multi-location practice, Mercer Consumer is your partner in providing tailored professional liability coverage.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for licensed dental professionals, including general dentists, specialists, and small dental practices across the U.S.
Can I offer both claims-made and occurrence coverage to my clients?
Yes, the program offers both claims-made and occurrence forms, giving you flexibility to match your client’s preferences and risk management needs.
Is this program available in all states?
Yes, coverage is available in all 50 states and the District of Columbia, subject to underwriting and state-specific regulations.
Who is the carrier backing this program?
The program is offered through an exclusive agreement with Liberty Insurance Underwriters, a reputable carrier with experience in professional liability.
Are there optional coverages available?
Yes, optional coverages include General Liability on an occurrence basis and Employment Practices Liability up to $5,000 on a claims-made basis.*
Need help placing an account? Connect with a market specialist.