Mercer Consumer, a service of Mercer Health & Benefits Administration, LLC, offers a focused Event Cancellation Insurance program to protect your clients from unexpected disruptions. As a program administrator with experience in event risk, Mercer Consumer gives brokers and agents access to a flexible, non-admitted solution that can be tailored to a wide range of event types and loss triggers. Whether your client is running a conference, trade show, fundraising gala, or sporting event, Expo-Plus can help protect their financial investment and anticipated revenue.
Ideal Accounts and Appetite
This program fits many event classes, including:
- Corporate meetings and conventions
- Trade shows and expos
- Fundraisers and charity events
- Sporting events and tournaments
- Concerts, festivals, and other entertainment events
Mercer Consumer is interested in submissions for both large and small events, especially those with significant upfront costs, vendor commitments, and anticipated revenue streams. Typical submissions should show the event budget, timing, and major contractual exposures. Events with very high-risk features (e.g., known structural hazards at a venue, high likelihood of cancellation for regulatory reasons) may require additional underwriting review.
Coverage Highlights and Advantages
- Comprehensive protection: Coverage for expenses and expected revenue losses resulting from cancellation, postponement, or curtailment.
- Broad range of triggers: Triggers commonly include strikes, power outages, floods, fires, and physical damage to the venue.
- Flexible underwriting: Mercer Consumer works with multiple carriers to tailor limits and terms to the event’s exposure.
- Practical for planners: Policies are designed so organizers can focus on execution knowing major financial risks are covered.
Underwriting Notes and Minimum Premiums
Underwriters evaluate event type, date, location, projected revenue, vendor contracts, and contingency plans. Submissions that include a clear event timeline, budget breakdown, and details on cancellation clauses in venue and vendor contracts get faster responses. Minimum premiums vary by risk profile and carrier placement; Mercer Consumer will match options to the account’s needs.
Territories and Availability
This non-admitted program is available nationwide — all 50 states and Washington, D.C. — subject to carrier appetite and state-specific placement considerations. Confirm availability for any specific event and location at submission.
Why Work With Mercer Consumer?
Mercer Consumer specializes in consumer-focused program administration and brings targeted expertise to event cancellation risk. As a program administrator, they provide brokers with access to several carrier options, flexible terms, and underwriting support tailored to each event. Whether you’re placing a single-day seminar or a multi-day festival, Mercer Consumer helps structure coverage around the contract and revenue exposures that matter most to event organizers.
For more information on Event Cancellation Insurance, visit ExpoPlus or explore other Mercer Consumer offerings. We’re here to help you find the right solution.