Metcom Excess
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Metcom Excess
Contact Us
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Coastal Homeowner Program


Announcing a new program for Coastal Homeowners in New Jersey! Available exclusively through Metcom Excess, the program provides competitive forms and rates for select Homeowners risks. 

Program Highlights:

Available in all New Jersey Coastal Counties, there is no restriction for distance to coast.
Superior claims handling

Target Risks:

Owner Occupied Primary or Secondary Homes with minimal summer rental
Owner Occupied Seasonal Homes up to four rental units
Coverage A values from $300,000 - $1,000,000
Newer homes preferable

Enhancements available:
Water Backup
Increases in HO3 form special limits (automatic)
Identity Fraud Expense
Credit Card/Electronic Fund Transfer Increased Coverage
Ordinance or Law coverage available on most risks

Polices underwritten through an A XV rated, London based Non-Admitted Carrier

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A XV rated, London based Non-Admitted Carrier
  • Commission:
  • Min Premium:


Request a Quote Now!


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Metcom Excess has other insurance programs like Environmental Insurance.