Metcom Excess is a wholesale broker focused on Lawyers Professional Liability Insurance. With access to more than 15 A-rated carriers, we help agents and brokers place coverage for a wide spectrum of law firms—from solo practitioners to large, multi-state practices.
Our dedicated Lawyers Professional Liability team is led by Mark Gold, Esq., CPCU, RPLU. As a practicing attorney with extensive in-house insurance experience, Mark brings deep familiarity with policy language, claim drivers, and the nuances of the legal malpractice market. That expertise allows us to develop tailored solutions for complex or hard-to-place accounts.
Ideal Accounts and Appetite
Metcom Excess has broad underwriting relationships and flexible placement options for accounts that may fall outside standard market appetite. We can help you place:
- Firms with elevated claims frequency or severity
- Practices with disciplinary histories
- Newly established or boutique firms
- Firms that specialize in harder-to-place practice areas such as:
- Entertainment and Sports Law
- Bankruptcy
- Intellectual Property (copyright & trademark)
- Real Estate
- Family and Domestic Relations
- Taxation
- Securities and SEC work
- Criminal Law
Examples: you might have a partner who recently left a large firm to start a boutique practice, or a mid-size firm that has experienced recent claims activity. Metcom Excess works with you to identify carriers and structure terms that produce competitive placement even in these situations.
Coverage Highlights and Advantages
We offer both primary and excess solutions with market-specific features, including:
- Limits up to $10 million
- Full prior acts coverage
- Coverage for prior law firms
- Retroactive date repair solutions
- Personal injury and media liability coverage
- Defense coverage for disciplinary proceedings
Whether you need an admitted clean paper option or a creative solution through non-admitted markets, we can access the right placement based on the firm’s exposure and appetite.
Underwriting Notes and Minimum Premiums
The program typically starts at a minimum premium of $2,000, with flexibility depending on firm size, practice mix, revenues, and claims history. We partner with agents to review submissions, identify key exposures, and match the account to the most appropriate carrier or market.
Territories and Availability
Metcom Excess offers this program in: CT, DE, MD, MA, NJ, NY, NC, OH, PA, VT, and VA. Admitted options are available in some states; non-admitted markets are also accessible depending on the risk and location.
Why Work With Metcom Excess?
We combine deep legal-industry knowledge, strong market access, and hands-on underwriting support. With a legal professional leading the division, we understand the specific exposures attorneys face and how policy language affects risk transfer. Our focus is practical: help you place difficult accounts efficiently and secure the best available terms.
To discuss a Lawyers Professional Liability Insurance submission, call (201) 853-1386 or email Mark Gold, Esq., CPCU, RPLU at
[email protected].
Frequently Asked Questions
What types of law firms are best suited for this program?
We place a wide range of firms—solo practitioners, mid-size firms, and large multi-state practices. We also specialize in hard-to-place firms with prior claims, disciplinary issues, or high-risk practice areas.
Can you help with firms that have prior claims or disciplinary issues?
Yes. Metcom Excess works with markets that will consider firms with prior claims frequency or severity and disciplinary histories; we can structure submissions to highlight mitigating controls and loss trends.
Is prior acts coverage available?
Yes. Many carrier partners offer full prior acts coverage, prior-firm coverage, and retroactive date repair options—subject to underwriting and carrier guidelines.
What is the minimum premium for this program?
The typical minimum premium starts at $2,000, though final pricing depends on firm size, practice areas, revenue, and loss history.
In which states is this program available?
This program is available in CT, DE, MD, MA, NJ, NY, NC, OH, PA, VT, and VA. Admitted options exist in some states; non-admitted placement is available where appropriate.
Need help placing an account? Connect with a market specialist.