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CID Insurance
There are many different types of Common Interest Developments. All are similar in the fact that they allow individual owners usage of the common property facilities and that they provide a system of self-governance through an HOA within the CID. 

Not only does the individual planning to purchase a home in a Common Interest Development need to be well informed on their purchase and the hazards that can arise but the people who run these facilities need to protection as well. 

Our featured Common Interest Development Insurance Program, Workers’ Compensation coverage for HOA’s, Condos, Townhomes and PUD’s (without or with) payroll includes coverage for board members and volunteers with no additional costs this includes: 
  • If-Any CID Workers’ Compensation for HOA/Condo
  • Workers’ Compensation for HOA/Condo Payroll** 
About MGAlive 

MGAlive is Commercial Insurance Wholesaler and Program Administrator who specializes in solving your HOA,Condo and PUD needs.

We also offer Residential Planned Unit Development Insurance Programs which include access to national carriers covering:  
  • Property;  
  • liability;  
  • D&O;  
  • crime;  
  • umbrella;  
  • (DIC) earthquake and flood;  
  • NON-STANDARD general liability insurance for artisan contractors, restaurants, garage keepers, in-home based businesses, janitors, handymen and many more.   
We offer a keen understanding and know that quick turnaround is vital to small business transactions.
We utilize technology as much as possible (including 14 online programs that are fully automated.) 

MGAlive, built by retailers for retailers.  

Please contact us for more information on how you can become a producer with us, or if you would just like to have a good, old-fashioned conversation with one of our helpful staff members. Our friendly staff is always happy to help!  

We look forward to hearing from you! 

*Programs are NOT available in these monopolistic states: North Dakota, Ohio, Washington, or Wyoming

** Premium Minimum Requirements: Payroll totals within the CID must generate a $1000 minimum premium.  

U.S. States Available

  • U.S. States Available:
  • US Territories:
    American Samoa , Guam, Minor Outlying Islands , Northern Mariana Islands , Puerto Rico, Virgin Islands
  • Provider Type:
    Program Administrator
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


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5045 Robert J. Mathews Pkwy, Ste. 100
El Dorado Hills, CA 95672
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