Amusement Centers Insurance
M.J. Hall & Company, Inc. offers a specialized Amusement Centers Insurance program designed to help agents and brokers place coverage for a wide range of entertainment venues and recreational facilities.
This program provides General Liability, Property, and Crime coverage tailored for operations such as arcades, bowling alleys, billiard halls, batting cages, archery and shooting ranges, dance halls, commercial swimming pools, movie theaters, casinos, parks, playgrounds, and playhouses. These businesses face unique liability exposures, including guest safety, equipment hazards, and property damage risks. Our market access and underwriting expertise allow you to confidently offer comprehensive protection to your amusement and entertainment clients.
Ideal Accounts and Appetite
This program is a great fit for small to mid-sized amusement venues that cater to the public and feature interactive or entertainment-based attractions. Target classes include:
- Indoor arcades and gaming centers
- Bowling centers and billiard halls
- Batting cages and sports training facilities
- Shooting and archery ranges
- Mini amusement parks and playgrounds
- Dance halls and small event venues
- Community movie theaters and playhouses
- Swimming pools and fishing ponds operated for recreation
You might have a client operating a local bowling alley with a snack bar and arcade area—this program would be well suited to address their general liability and property needs.
Coverage Highlights and Advantages
M.J. Hall’s Amusement Centers Insurance program includes flexible and competitive coverage features:
General Liability:
• Primary Limits up to $3,000,000 Occurrence / $5,000,000 Aggregate
• Blanket Additional Insured Endorsement available
• Medical Payments Coverage - $5,000 Limit - Included
Deductible:
• No deductible required
Property:
• Basic, Broad, or Special Form
• Replacement Cost or Actual Cash Value options
• Building coverage
• Business Personal Property
• Business Income
• Equipment Breakdown
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers
Crime:
• Inside the Premises – Theft of Money and Securities
• Inside the Premises – Robbery or Safe Burglary of Other Property
• Outside the Premises
Underwriting Notes and Minimum Premiums
Minimum premiums will vary depending on the scope of operations, location, and coverage selected. M.J. Hall works with agents to evaluate each submission on its own merit and offers flexible underwriting for well-managed risks.
Territories and Availability
This program is available in the following states: Alaska (AK), Arizona (AZ), California (CA), Hawaii (HI), and Nevada (NV). Admitted markets may be available in some states. Coverage is written through top-rated carriers including Colony Insurance Company (A XII), Covington Specialty Insurance Company (A+ XIV), Scottsdale Insurance Company (A+ XV), and Essex Insurance Company (A XIV).
Why Work With M.J. Hall & Company
As an established excess and surplus lines broker, M.J. Hall & Company brings decades of experience in placing complex and niche risks. Our team understands the unique exposures faced by amusement centers and can help you deliver tailored solutions to your clients. With access to strong carrier partners and responsive underwriting, we make placing amusement accounts more efficient and profitable for independent agents and brokers.
For more information about Amusement Centers Insurance, please feel free to call or email.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for amusement centers such as arcades, bowling alleys, batting cages, shooting ranges, and small entertainment venues like dance halls or theaters.
Which states is this program available in?
The program is available in AK, AZ, CA, HI, and NV. Availability of admitted markets may vary by state.
Are there minimum premium requirements?
Minimum premiums vary based on the size and scope of the operation. M.J. Hall evaluates each risk individually to determine pricing.
What carrier markets are used for this program?
Carriers include Colony Insurance Company, Covington Specialty, Scottsdale Insurance Company, and Essex Insurance Company—all rated A or better.
Is this coverage available on an admitted basis?
Some admitted options may be available depending on the state and specific risk. Most placements are through non-admitted carriers.
Need help placing an account? Connect with a market specialist.