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M.J. Hall & Company, Inc.
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M.J. Hall & Company, Inc.
Contact Us
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Swimming Pool Contractors Insurance

M.J. Hall & Company now offers a dedicated Swimming Pool Contractors Insurance program


M.J. Hall & Company, Inc. specializes in providing comprehensive insurance solutions for niche industries. Our Swimming Pool Contractors Insurance program is designed specifically for contractors involved in the construction, excavation, installation, service, repair, or renovation of in-ground and above-ground swimming pools, hot tubs, and spas. Whether your client builds custom pools or services residential spas, this program offers tailored coverage to meet the unique exposures of the industry.
 

Ideal Accounts and Appetite

This program is ideal for licensed swimming pool contractors, installers, and service professionals whose primary business involves pool and spa structures. Eligible operations include:
  • Swimming pool construction and excavation
  • Hot tub and spa installation and maintenance
  • Pool repair and renovation services
  • Dealers and retailers with installation services
Accounts with a focus on residential or light commercial work are typically a strong fit. If your client operates in multiple states or works with subcontractors, we can help tailor coverage to those needs.

Coverage Highlights and Advantages

General Liability Coverage:

  • Primary General Liability limits up to $3M Occurrence / $5M Aggregate
  • $5,000 Medical Payments Coverage included
  • Pesticide or Herbicide Applicator Coverage at policy limits
  • Excess or Umbrella limits up to $25M

Additional Liability Enhancements:

  • Per Project Aggregate
  • Pool “Pop-Up” Coverage—$50,000/$100,000 sublimits (higher limits available)
  • Additional Insureds endorsement
  • Waiver of Subrogation

Property Coverage Options:

  • Building and Business Personal Property
  • Business Income
  • Basic, Broad, or Special Form
  • Replacement Cost or Actual Cash Value (ACV)
  • Equipment Breakdown
  • Accounts Receivable and Valuable Papers
  • Computer Equipment and Outside Signs
  • Contractor’s Equipment

Crime Coverage Available:

  • Inside the Premises—Theft of Money and Securities
  • Inside the Premises—Robbery or Safe Burglary of Other Property
  • Outside the Premises

Underwriting Notes and Minimum Premiums

Minimum premiums vary depending on risk size, services offered, and location. M.J. Hall & Company works with various carriers to offer competitive terms and flexible underwriting for qualified accounts.

Our team understands the complexities of pool contracting operations and evaluates each submission in detail to offer the best options available.

Territories and Availability

This program is available in the following states: AK, AZ, CA, HI, and NV. Some admitted options may be available in select states; otherwise, coverage is placed on a non-admitted basis through our network of trusted carriers.

Why Work With M.J. Hall & Company

M.J. Hall & Company is an experienced excess and surplus lines broker with deep expertise in specialized contractor programs. We partner with independent agents and brokers to deliver customized solutions that address industry-specific risks. From competitive limits to flexible property and crime coverage, we provide the tools you need to protect your client’s business.

Whether your client is a new pool installer or a seasoned contractor expanding into multi-state operations, we can help you place the right coverage with confidence.

Contact us today to discuss your submission or learn more about how we support agents working in this niche space.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program targets contractors who primarily work in the construction, repair, or maintenance of swimming pools, hot tubs, and spas. Residential and light commercial operations are preferred.

Is this coverage available on an admitted basis?

Some admitted options may be available depending on the state, but the program primarily operates on a non-admitted basis through various carriers.

What states is this program available in?

The Swimming Pool Contractors Insurance program is available in Alaska, Arizona, California, Hawaii, and Nevada.

Are subcontractors covered under this policy?

Coverage for subcontractors can be considered depending on the specific risk details. Be sure to include this information in your submission for underwriting review.

What is the minimum premium for this program?

Minimum premiums vary based on the size and nature of the account. Contact M.J. Hall & Company to discuss details specific to your client.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    A.M. Best A Rated
  • Commission:
    Generally 10%
  • Min Premium:
    Varies

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CONTACT INFORMATION

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AGENCY LICENSING

LIC# 0488901
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M.J. Hall & Company, Inc. has other insurance programs like Amusement Centers Insurance.