Artisan Contractors Insurance

Ideal Accounts and Target Industries

This program is designed for artisan contractors and subcontractors working on both residential and commercial projects. Typical risks include:

• Carpentry
• Concrete construction
• Excavation
• Plumbing — residential, commercial, and industrial
• Remodelers — residential and commercial
• Roofing — commercial and residential

Monarch E&S also places:

• Custom home builders (new residential)
• New multi-unit residential projects
• Commercial tenant improvements
• General contractors and developers
• Wrap-ups and project-specific accounts
• Paper contractors
• Excess-limits accounts

Coverage Highlights and Advantages

The Artisan Contractors program provides common contractor coverages and flexible wording to meet contract requirements. Key features include General Liability limits of 1/2/2 and the following:

• Blanket Additional Insured wording
• Primary and Non-Contributory language
• Waiver of Subrogation
• Per-Project Aggregate
• CG 20 10 (07/04) and CG 20 37 endorsements for Completed Operations Additional Insured

Agents benefit from instant phone indications and no production requirements, helping you get quick answers and place business efficiently.

Underwriting Notes and Minimum Premiums

This program is available on a non-admitted basis through multiple carriers, which allows flexibility in underwriting and competitive pricing for harder-to-place risks. Minimum premiums start at approximately $500 for most classes.

Territories and Availability

This program is currently available in:

• Arizona (AZ)
• California (CA)
• Hawaii (HI)
• Nevada (NV)
• Texas (TX)

Why Work With Monarch E&S

Monarch E&S is a Managing General Agency and Excess & Surplus Lines Broker with deep construction expertise. Their market access and underwriting flexibility help agents place tough or niche contractor risks — from remodelers and paper general contractors to developers on new multi-unit builds.

See our full list of eligible contractor classes

Think of Monarch E&S for your Artisan Contractor Insurance placements.