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Earthquake Coverage Insurance
NAPCO provides insurance agents and brokers with a single-source, independent marketing arm for difficult placements involving significant natural catastrophe property exposures and/or those with difficult construction and occupancies.

Coverage for critical earthquake exposures is only entertained by certain markets. California Earthquake is the most critical and difficult area to obtain capacity for this type of coverage. However, there are various other areas within the United States that have been determined to be quite susceptible, such as the New Madrid, Pacific Northwest, and Great Basin zones, as well as other areas around the world that have recently experienced tectonic shake.

To complement your complex property placements, we offer access to the global insurance market to secure Earthquake Coverage Insurance capacity from major and specialty carriers (excess and surplus lines markets and re-insurance providers).

We provide our clients with comprehensive, sustainable and rate sensitive alternatives for their property placements – typically involving a layered program structure approach to obtain significant limits of liability when required.

Contact us for more information on our Earthquake Coverage Insurance program

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    All Available Markets
  • Carriers:
  • Carrier Ratings:
    Minimum AM Best A- VII
  • Commission:
  • Min Premium:


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571 US Highway 1 South, Suite 4002
Iselin, NJ 18042


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NAPCO LLC has other insurance programs like Builders Risk Coverage Insurance.