Tenant Discrimination

Tenant Discrimination Insurance (Claims Made)
NAS Insurance Services offers a specialized Tenant Discrimination Insurance program designed to help property owners and managers protect their businesses from costly discrimination claims. This coverage is ideal for residential, commercial, and industrial property owners and managers seeking protection against allegations from tenants—whether current, prospective, or former—who claim discriminatory treatment in violation of housing laws. As a Managing General Underwriter and Excess & Surplus Lines Broker, NAS partners with Lloyd's, London and other highly rated carriers to provide broad, flexible coverage solutions on a non-admitted basis in all 50 states.

Limits Available:	$100,000 to $1,000,000
Minimum SIR:	$5,000
Minimum Premiums:	Start at $2,035 for $1,000,000 limits
Special Features:	·	Full prior acts coverage available for most risks
	·	Freedom of choice of defense counsel
	·	Coverage extends to residential properties, including apartments, condos, and boat slips
	·	Also covers commercial properties such as retail, office, and industrial spaces
	·	Extended Reporting Period available for one year
	·	Policy cancellation permitted only for non-payment of premium

Preferred Classes:	Residential, commercial, and industrial property managers and owners
Ineligible Classes:	Mobile homes, religious facilities, banks, and government agencies
Eligible States:	Available in all States

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for residential, commercial, and industrial property owners and managers who lease space to tenants and want protection from discrimination claims.

What types of properties are covered?

Coverage extends to residential properties like apartments, condos, and boat slips, as well as commercial and industrial spaces including office and retail properties.

Is the insured allowed to choose their own defense attorney?

Yes, the policy allows the insured to select their own legal counsel, providing flexibility in managing defense strategies.

Are there any classes that are not eligible?

Yes, mobile homes, religious facilities, banks, and government entities are not eligible for this program.

What is the minimum premium for this coverage?

The minimum premium starts at $2,035 for policies with $1,000,000 in limits. Higher limits may be available at different pricing.

Need help placing an account? Connect with a market specialist.

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Underwriter and Excess & Surplus Lines Broker

Admitted:

No States

Carriers:

Carrier Ratings:

A.M. Best Rating

Commission:

Up to 20%

Min Premium:

-

Coverages:

Apartment and Condominium Complexes (Owners and Operators) Insurance Condominiums & Apartments Associations Insurance Tenant Discrimination Insurance Tenant Discrimination Liab - Industrial Space Mgmt Insurance Tenant Discrimination Liab - Property Owners Insurance Tenant Discrimination Liab - Retail Space Mgmt Insurance Tenant Discrimination Liability -Property Managers Insurance

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NAS Insurance Services has other insurance programs like Abuse/Molestation Insurance.

NAS Insurance Services