NAS Online — Fast, Flexible Quoting for Healthcare Liability
NAS Insurance Services makes it faster and easier for agents and brokers to place healthcare professional liability business. Through NAS Online you can quote, bind, and issue policies for a broad set of in-demand liability products. The digital platform is designed to move time-sensitive accounts quickly while providing the underwriting detail needed for more complex placements.
Ideal Accounts and Appetite
NAS Online is focused on healthcare-related risks. Typical accounts that fit this platform include:
- Individual physicians and physician groups
- Hospitals, ambulatory surgery centers, and outpatient clinics
- Specialty practices and multi-site groups
- Allied healthcare professionals and ancillary providers
Accounts that generally fit: small to mid-sized physician practices, outpatient facilities, and allied health professionals with standard risk profiles and reasonable claims histories. Accounts with extensive inpatient exposure, high severity claims history, or unusual risk features may require referral to underwriting outside the online flow.
Coverage Highlights and Program Advantages
NAS Online offers an integrated suite of professional liability and related coverages commonly needed by healthcare clients, including:
- Medefense Plus: Legal expense reimbursement and regulatory response coverage for billing disputes and HIPAA matters.
- e-MD Cyber Liability: Coverage for data breaches, ransomware, and privacy-related losses tied to electronic records.
- Employment Practices Liability Insurance (EPLI): Defense and liability for workplace claims such as discrimination and wrongful termination.
- Errors & Omissions for Healthcare Professionals: Core professional liability tailored to clinical services.
All coverages are available to quote, bind, and issue online through the platform—reducing turnaround time and documentation friction for routine placements.
Underwriting Notes
The program is offered on a non-admitted basis. Underwriting evaluates each risk based on practice size, services offered, revenue, and claims history. NAS Online guides you through required data collection so submissions capture the details underwriters need to assess risk quickly.
There is no published minimum premium; pricing is determined by the underwriter based on the account profile. Accounts with significant prior claims, high limits requests, or non-standard operations may require manual review.
States and Availability
NAS Online is available to licensed agents in all 50 states and the District of Columbia on a non-admitted basis. Key markets include California, Florida, New York, Texas, and Illinois, with consistent program access nationwide.
Why Work With NAS Insurance Services?
As a managing general underwriter with deep healthcare liability expertise, NAS Insurance Services pairs market access with a digital placement experience. The platform is built to help you bind business faster while providing responsive underwriting support when accounts require more hands-on attention.
Whether you’re placing a solo practitioner or a multi-site outpatient group, NAS Online is intended to streamline routine placements and get your clients properly protected with minimal delay.
Agent Examples
- You have a three-physician dermatology practice seeking primary professional liability plus cyber protection for electronic records—quote and bind online in a single flow.
- You represent an outpatient surgery center requesting Medefense Plus and EPLI; submit via NAS Online and escalate to underwriting for higher limits or complex exposures.
Need help placing an account? Connect with a market specialist.