Pool Contractors General Liability Insurance

CIS - Construction Insurance Solutions

EASY & FAST Insurance Solution for Pool Contractors: Spa and Pool Dealers & Installers
General Liability & Umbrella Insurance

NORMAN-SPENCER AGENCY'S CIS PROGRAM FOR POOL CONTRACTORS

Insurance for Trade Contractors
Available Insurance Coverages: General Liability – Umbrella/Excess

visit www.norman-spencer.com to view ALL our insurance programs

At Norman-Spencer Agency, we are continually working on new and exciting facilities to better help you serve your customers and beat the competition. Swimming pool dealers and installers are retail establishments that sell pool and spa components, equipment, accessories and chemicals; they also design and install aboveground pools, in-ground pools, elevated pools, spas, hot tubs and saunas. Most dealers offer pool water analysis, and some dealers also offer pool support services, such as cleanings, openings/closing, basic maintenance and repairs. Average account size is approximately $20,000. Construction Insurance Solutions (CIS) is a program designed for a variety of residential and commercial artisan-type contractors, operating in states noted for Construction Defect litigation. Underwritten by a national Non-admitted XV+ carrier, the program lead lines are General Liability and Excess Liability, with property and auto also available. Program features include open distribution and availability in selected states.

PROGRAM FEATURES

• A+ rated Carrier
• Available in All States, Except HI
• Illinois, New York referral basis only
• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $1,000,000 Products Aggregate
• $50,000 Fire Damage Legal Liability
• $5,000 Medical Expense
• $2,500 Minimum Property Damage Deductible, Per Occurrence

SPECIAL EXTENSIONS AVAILABLE

• Blanket Additional Insured, full products available
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability
• Labor Reimbursement
• Limited Worksite Pollution Liability Umbrella
• Up to $25,000,000 available – submit for a quote

SUBMISSION REQUIREMENTS

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs - 3-5 years currently valued and details of losses over $10,000
• 2-Year Job List
• Expiring declarations page and rating worksheet

OTHER AVAILABLE CLASSES OF BUSINESS UNDER THE CIS PROGRAM

• Concrete Contractors
• Drill Contractors
• Electrical Contractors
• Fire Suppression (Sprinkler) Contractors
• HVAC & Plumbing Contractors
• Land Improvement Contractors
• Landscape Contractors
• Roofing Contractors
• Street, Road & Bridge Contractors
• Underground Utility

Norman-Spencer Agency offers a variety of Industry Tailored Insurance Programs. Please check out our web-site www.norman-spencer.com to see everything we have to offer. For a quick review of some of our other programs just click on a link below.