Steel Fabricators & Erectors Insurance Program
Program Overview
The Norman-Spencer AllSteel™ Insurance Program is built for agents and brokers placing structural and non-structural steel fabricators and erection contractors. Backed by more than three decades of niche underwriting experience, Norman-Spencer Agency, Inc. provides tailored inland marine, property, and casualty solutions to protect tools, equipment, materials in transit, and on-site exposures.
Whether the insured handles heavy structural steel, miscellaneous metals, or on-site erection, this program combines specialized coverages and underwriting know-how to address common fabrication and erection risks—equipment breakdown, jobsite theft, transportation damage, and installation exposures.
Ideal Accounts
- Structural steel fabricators and erection contractors
- Non-structural and miscellaneous metal fabricators
- Fabricators that perform field erection and transport materials to multiple job sites
- Businesses with mobile equipment, cranes, trailers, and tools frequently in transit
Example: You might have a client with a fabrication shop that also performs on-site erection and hauls steel beams between jobs—this program is structured to handle that combination of shop and transit exposures.
Coverage Highlights
- Inland Marine — materials, equipment, and installation coverages for transit and jobsite risks
- Property — equipment, tools, and shop contents
- General Liability and Umbrella/Excess Liability
- Commercial Auto Liability for scheduled and non-scheduled vehicles
Program Advantages
- Fast quote turnaround to help you close business quickly
- Access to A.M. Best “A+” rated carriers with admitted and non-admitted options
- Dedicated underwriting team with deep steel-industry expertise
- Nationwide availability and local claims support for responsive service
Underwriting Appetite & Notes
Preferred accounts typically include shops and contractors with established loss control practices, secured storage, documented transportation procedures, and licensed operators for cranes and heavy equipment. High-hazard accounts (for example, significant exposure to blasting or demolition work) should be submitted with full loss history and controls. Norman-Spencer evaluates each risk for shop operations, field erection exposures, and transit patterns to determine the best mix of coverages and placement (admitted or non-admitted).
Territory and Availability
This program is available nationwide — all 50 states plus Washington, D.C. Norman-Spencer can provide admitted or non-admitted placement depending on the state and the insured’s profile.
Why Work With Norman-Spencer
Since 1985, Norman-Spencer has focused on construction and metal trades, building deep underwriting knowledge of fabrication and erection risks. Agents benefit from targeted markets, quick response times, and a claims network familiar with steel industry losses. Use this program when you need inland marine solutions paired with liability and property protection designed for steel fabricators and erectors.
Contact Us Today!
www.norman-spencer.com
[email protected]
866.930.5570