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North American Marine Underwriters
Contact Us
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North American Marine Underwriters
Contact Us
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North American Marine Underwriters

North American Marine Underwriters (NAMU), in partnership with Hanover Insurance Company, offers a comprehensive marine insurance program tailored to the unique risks of the recreational marine industry. With decades of underwriting experience, our in-house team brings deep expertise and a personalized approach to placing both Hanover and non-Hanover business. Whether your clients are marina operators, boat dealers, or yacht clubs, NAMU provides flexible and competitive solutions for complex marine exposures.

Ideal Accounts and Appetite

We specialize in coverage for businesses across the Eastern Seaboard, from Maine to the Carolinas. Our program is ideal for:
  • Marinas and marina operators
  • Boat dealers and small custom boat builders
  • Yacht clubs and maritime museums
  • Marine artisans and service providers
You might have a client operating a marina with on-site repair services, a boat dealership with inventory exposure, or a yacht club that needs combined property and liability coverage. We can help you place these accounts with confidence.

Coverage Highlights and Advantages

Our marine insurance program offers broad protection through customizable package policies. Coverage options include:
  • General Liability and Property
  • Marina Operators Legal Liability
  • Protection and Indemnity
  • Hull Coverage for Owned Workboats
  • Boat Dealers Inventory
  • Bumbershoot (Excess Liability)
  • Sudden and Accidental Pollution
  • Liquor Liability and Equipment Coverage
  • Commercial Auto and Workers Compensation
  • Coverage for Piers, Docks, and Marine Infrastructure
By bundling multiple lines into one streamlined solution, we reduce coverage gaps and improve efficiency. Our loss control services, powered by Hanover, help your clients avoid claims, while our marine claims team supports timely and fair resolutions.

Underwriting Notes and Minimum Premiums

We underwrite both Hanover and non-Hanover agency submissions through our in-house facility. Our underwriters understand the nuances of marine risks and are committed to crafting tailored solutions for each account. While minimum premiums vary by account type and risk profile, we aim to offer competitive pricing without sacrificing coverage quality.

Territories and Availability

Our program is available to agents in the following states:
CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, WV Some coverages are offered on an admitted basis, depending on the state and account.

Why Work With North American Marine Underwriters

Since 2001, NAMU has been a trusted partner for agents seeking marine insurance solutions. We combine specialty underwriting expertise, responsive service, and access to multiple markets to help you meet your clients’ needs. We handle quoting, policy issuance, endorsements, and claims support in-house—reducing turnaround times and providing a single point of contact. Whether your client is a small marina or a multi-location boat dealer, we’re here to help you navigate their marine insurance needs.

Frequently Asked Questions

What types of accounts are a good fit for this program?

We work best with marinas, boat dealers, yacht clubs, marine artisans, and small custom boat builders located along the Eastern Seaboard.

Is this program available on an admitted basis?

Some coverages are available on an admitted basis in select states. Please contact us for details specific to your client’s location.

Do you work with non-Hanover agents?

Yes, our in-house underwriting facility supports both Hanover and non-Hanover agents.

Can I package multiple lines of coverage for my client?

Absolutely. We specialize in creating bundled solutions that combine liability, property, auto, and marine-specific coverages into one comprehensive plan.

What states is this program available in?

We currently offer this program in CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, and WV.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Brokerage General Agency
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    -
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

50 Salem Street, B
Lynnfield, MA 01940
781-295-0025
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