Novatae Risk Group
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Novatae Risk Group
Contact Us
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Commercial General Liability Insurance - Monoline 200+ Classes

With the day-to-day uncertainties of small business management, general liability insurance is something you cannot do without. Accidents happen - on site, off site, with employees and with customers - no matter how much you plan.


Empire Underwriters understands the needs of small business owners, and that they need complete business protection, not a one-size-fits-all coverage. We have a comprehensive program that has coverage options for over 200 different classes. We also have the ability to same day quote, bind, and issue coverage with this new program.


Please contact us at 800-758-8113 to speak to our experienced brokers about your Commercial General Liability Insurance accounts.

Program Highlights:

  • SAME DAY QUOTE, BIND AND ISSUE!!
  • $1,000,000 / $2,000,000 CGL Limits ISO Form Standalone
  • Excess Liability up to $5,000,000 AVAILABLE
  • Higher Property Values to $25,000,000 Submit - Fast Approval

Program Features:

  • A.M. Best Rated AXV Carrier
  • $500 Minimum Premium
  • $500 Minimum Deductible
  • ISO Form GL

Target Accounts:

  • Apartments
  • Office Buildings
  • Bed & Breakfast
  • Health Clubs
  • Plant Nurseries
  • Restaurants
  • Upholsterers
  • Retail Stores
  • Hardware Distribution
  • Gas Stations
  • Mini-Golf
  • Appliance Distribution
  • Gun Clubs
  • Video Stores
  • Barber / Beauty
  • Home improvement
  • RV Parks
  • Funeral Homes
  • Health & Sport Clubs
  • Theatres
  • Taxidermists
  • Auto Parts Distribution
  • Hotels / Motels
  • Museums
  • Open Air Parking Lots
  • Printers
  • Warehouses
  • Vacant Land & Property

Target Contractor Classes:

Artisan Contractors of all kinds including Sewer Contractors, Roofers, Sign Erectors, Painters, Drywallers, Plumbers, Septic Tank Cleaners, HVAC, Appliance Installers, and Metal Erectors.

Submission Requirements:

  • Acord 125 and 126 for GL
  • Acords for Property / Equipment when Applicable
  • Must Have 3 Years Loss Runs
  • Supplemental

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
    12.5%
  • Min Premium:
    $500

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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.