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Novatae Risk Group
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Novatae Risk Group
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Commercial Insurance Package Program – AXV

Commercial business owners are often looking to save money any way that they can. We have put together a Commercial Property and Commercial General Liability Insurance package to help make the process easier and more affordable for your clients.


Empire understands that you are looking to get quotes easily and quickly, so our new program allows us to quote, bind, and issue new coverage in house. Our new program also allows us to provide coverage for over 200 class codes.


Please contact us at 800-758-8113 to speak to our experienced brokers about your Commercial Insurance Package accounts.

Program Highlights:

  • SAME DAY QUOTE, BIND AND ISSUE!!
  • $1,000,000 / $2,000,000 CGL Limits ISO Form Standalone or With Package*
  • Excess Liability up to $5,000,000 AVAILABLE
  • In -House Authority PROPERTY* UP TO $1,500,000 TOTAL VALUE ANY ONE LOCATION
  • Higher Property Values to $25,000,000 Submit - Fast Approval

*Property Coverage for Building, Business Property, Contractors Equipment, Business Income and/or Extra Expense

Program Features:

  • A.M. Best Rated AXV Carrier
  • $500 Minimum Premium
  • $500 Minimum Deductible
  • ISO Form GL

Target Accounts:

  • Apartments
  • Office Buildings
  • Bed & Breakfast
  • Health Clubs
  • Plant Nurseries
  • Restaurants
  • Upholsterers
  • Retail Stores
  • Hardware Distribution
  • Gas Stations
  • Mini-Golf
  • Appliance Distribution
  • Gun Clubs
  • Video Stores
  • Barber / Beauty
  • Home improvement
  • RV Parks
  • Funeral Homes
  • Health & Sport Clubs
  • Theatres
  • Taxidermists
  • Auto Parts Distribution
  • Hotels / Motels
  • Museums
  • Open Air Parking Lots
  • Printers
  • Warehouses
  • Vacant Land & Property

Target Contractor Classes:

Artisan Contractors of all kinds including Sewer Contractors, Roofers, Sign Erectors, Painters, Drywallers, Plumbers, Septic Tank Cleaners, HVAC, Appliance Installers, and Metal Erectors.


Property: Basic Form Coverage and Broad Form Coverage Available


Extensions Available: Outdoor Signs, Lock Replacement, Fire Extinguishing System Expense, Sewer Backup, Employee Dishonesty, Money & Securities, Food Spoilage, Forgery Alteration.

Submission Requirements:

  • Acord 125 and 126 for GL
  • Acords for Property / Equipment when Applicable
  • Must Have 3 Years Loss Runs
  • Supplemental

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
    12.5%
  • Min Premium:
    $500

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CONTACT INFORMATION

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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.