Novatae Risk Group
Contact Us
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Novatae Risk Group
Contact Us
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Contractors Workers Compensation Insurance

Empire has programs and solutions for your Contractors Workers Compensation Insurance needs!


  • MOD 1.30 or Greater
  • High Hazard or Tough Classes
  • Blue, Gray and White Collar Accounts
  • Accounts in State Pools or Funds
  • Distressed Accounts or Lapsed
  • No Prior, Cancelled, Non-Renewed
  • New Ventures ... OK
  • Multi-State Exposure our Specialty
  • Hard To Place Workers Compensation Insurance

Program Features:

  • Quick Turnaround
  • Many "A" Rated Carriers
  • Stand Alone Workers Comp
  • Guaranteed Cost Solutions
  • Integrated Work Comp Solutions
  • Non-PEO Contracts / ASO
  • PEO / Employee Leasing
  • Client Option to Cut Checks in-house
  • Dividend and Retro Plans
  • High Deductible Programs
  • Consent to Rate Specialists
  • Custom Account Handling


  • ACORD 130
  • 3-4 Years Loss Runs
  • Details on Large Losses
  • Supplemental Questionnaire

Sampling of Classes:

  • General Contractor (New Residential)
  • General Contractor (New Commercial)
  • Remodel Contractor (Residential)
  • Remodel Contractor (Commercial)
  • Air Conditioning System Installation
  • Appliance and Accessories Installation
  • Carpentry (Framing)
  • Carpentry (Interior/Woodwork/Shop)
  • Carpet Cleaning
  • Cleaning (Outside Building)
  • Concrete (Flat)
  • Debris Removal
  • Door & Window Installation
  • Drilling
  • Drywall
  • Electrical
  • Equipment Rental (with operator)
  • Excavation
  • Fencing
  • Floor Covering Installation
  • Garage Door Installation
  • Glass Installation/Glazing
  • Grading
  • Gunnite Pool Plaster
  • Handyman/NOC Labor
  • HVAC
  • Insulation
  • Janitorial
  • Landscape
  • Masonry
  • Metal Erection (Decorative)
  • Metal Erection (Structural)
  • Painting (Interior)
  • Painting (Exterior)
  • Plastering/Stucco
  • Plumbing (Residential)
  • Plumbing (Commercial)
  • Roofing (New Residential)
  • Roofing (New Commercial)
  • Roofing (Residential Repair)
  • Roofing (Commercial Repair)
  • Sandblasting
  • Septic Tank (Service, Repair, Installation)
  • Sewer Mains
  • Sheet Metal
  • Siding and Decking
  • Street/Road Paving (Commercial)
  • Swimming Pool Cleaning
  • Swimming Pool Installation
  • Tile and Marble Installation
  • Tree Trimmer
  • Welding

Do you need a Contractors Workers Compensation Insurance Quote?

Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter and Excess & Surplus Lines Broker
  • Admitted:
    All Available Markets
  • Carriers:
  • Carrier Ratings:
    As high as AXV
  • Commission:
    Up To 10%
  • Min Premium:


Request a Quote Now!


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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.