Novatae Risk Group
Contact Us
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Novatae Risk Group
Contact Us
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Empire Underwriter’s Endurance Commercial Package Program

Program Highlights:

  • SAME DAY QUOTE, BIND AND ISSUE!!
  • $1,000,000 / $2,000,000 CGL Limits ISO Form Standalone or With Package*
  • Excess Liability up to $5,000,000 AVAILABLE
  • In -House Authority PROPERTY* UP TO $1,500,000 TOTAL VALUE ANY ONE LOCATION
  • Higher Property Values to $25,000,000 Submit - Fast Approval

*Property Coverage for Building, Business Property, Contractors Equipment, Business Income and/or Extra Expense

Program Features:

  • A.M. Best Rated AXV Carrier
  • $500 Minimum Premium
  • $500 Minimum Deductible
  • ISO Form GL

Target Accounts:

  • Apartments
  • Office Buildings
  • Bed & Breakfast
  • Health Clubs
  • Plant Nurseries
  • Restaurants
  • Upholsterers
  • Retail Stores
  • Hardware Distribution
  • Gas Stations
  • Mini-Golf
  • Appliance Distribution
  • Gun Clubs
  • Video Stores
  • Barber / Beauty
  • Home improvement
  • RV Parks
  • Funeral Homes
  • Health & Sport Clubs
  • Theatres
  • Taxidermists
  • Auto Parts Distribution
  • Hotels / Motels
  • Museums
  • Open Air Parking Lots
  • Printers
  • Warehouses
  • Vacant Land & Property

Target Contractor Classes:

Artisan Contractors of all kinds including Sewer Contractors, Roofers, Sign Erectors, Painters, Drywallers, Plumbers, Septic Tank Cleaners, HVAC, Appliance Installers, and Metal Erectors.

Property: Basic Form Coverage and Broad Form Coverage Available

Extensions Available: Outdoor Signs, Lock Replacement, Fire Extinguishing System Expense, Sewer Backup, Employee Dishonesty, Money & Securities, Food Spoilage, Forgery Alteration.

Submission Requirements:

  • Acord 125 and 126 for GL
  • Acords for Property / Equipment when Applicable
  • Must Have 3 Years Loss Runs

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
    12.5%
  • Min Premium:
    $500

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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.