General Liability Insurance for Excavation Contractors

Excavation Contractors perform a wide variety of jobs, including all phases of site preparation, septic installation, drainage systems, land grading, and road work. With this wide range of job tasks come significant risk. Hidden underground utility lines can be severed, trenches can collapse and heavy machinery is not only noisy, but also dangerous if used incorrectly. With these problems could cause huge financial loss if an accident occurs.

The good news is Empire Underwriters offers a specifically designed General Liability product for Excavation Contractors. We understand these risks and provide a fast and reliable source for your Excavation clients. Send us your submissions, let us see how we can help you.

Please contact us at 800-758-8113 to speak to our experienced brokers about your General Liability Insurance for Excavation Contractors accounts.

Overview:

Insurance and risk management services for small- to medium-size Excavation Contractors.

Market Focus:

Excavation Contractors General Liability program focused on small to medium contractors with less than $1,000,000 annual payroll.

Appetite:

• Commercial & Residential Excavation
• Commercial & Residential Trenching
• Backfill Operations
• Commercial & Residential Grading
• Construction Site Prep
• Grade and Drain

Eligible Risks:

• New construction on residential & commercial projects, including new single family homes.
• Repair or remodeling of residential & commercial projects.
• 75% or more of the exposure in approved class codes.

Ineligible Risks:

• New construction of condominiums, condominiums conversions & townhouses (some exceptions).
• Any structures/work greater than 3 stories (some exceptions).

Coverages Available:

• Blanket Additional Insured
• Waiver of Subrogation
• Primary and Non-Contributory
• Per Project Aggregate
• Subsidence (with limitations)
• Prior Projects (with limitations)

Submission Requirements:

• ACORD Applications
• Currently valued loss runs - 3 to 5 years
• Supplemental Application
• Pollution - Project Specific Application

Do you need a General Liability Insurance quote for your Excavation Contractor Account?

Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.