Remodeling and personal or commercial property is a big job that could take days, weeks, months, or even years to complete. The bigger the project the bigger possibility for injuries and property damage. General Liability Insurance for Remodeling Contractors will make certain that your clients are protected in an accident occurs on the worksite. From a shattered window to a fallen tree due to moving equipment, remodeling contractors general liability insurance can pay for the damage.
Empire Underwriter has been working with contractors for over 30 years to find them the right insurance coverage to fit their needs. Your clients trust you to find them the best insurance coverage possible, you can trust Empire to find you fast and reliable coverage. Send us your submissions and let us see how we can help you and your clients.
Please contact us at 800-758-8113 to speak to our experienced brokers about your General Liability Insurance for Remodeling Contractors accounts.
Overview:
Insurance and risk management services for small- to medium-size Remodeling Contractors. The program is open to contractors that are involved in new construction, remodeling and tenant improvements, including new residential home building.
Market Focus:
Remodeling Contractors General Liability program focused on small to medium artisan contractors with less than $1,000,000 annual payroll.
Eligible Risks:
- New construction on residential & commercial projects, including new single family homes.
- Repair or remodeling of residential & commercial projects.
- 75% or more of the exposure in approved class codes.
Ineligible Risks:
- New construction of condominiums, condominiums conversions & townhouses (some exceptions).
- Any structures/work greater than 3 stories (some exceptions).
- Risks with exposure to process piping, blasting, landfills, tunneling, “emergency systems,” public utilities, and other similar extra hazardous exposures.
Coverages Available:
- Blanket Additional Insured
- Waiver of Subrogation
- Primary and Non-Contributory
- Per Project Aggregate
- Subsidence (with limitations)
- Prior Projects (with limitations)
Submission Requirements:
- ACORD Applications
- Currently valued loss runs - 3 to 5 years
- Supplemental Application
- Pollution - Project Specific Application
Do you need a General Liability Insurance quote for your Remodeling Contractor Account?
Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.