Being a sandblasting contractor on a construction project presents unique risks and exposures. Between course-of-construction hazards, project timelines, change orders, and subcontractor coordination, your clients need a general liability solution that understands the trade. Novatae Risk Group offers a targeted General Liability Insurance program designed specifically for small- to mid-sized sandblasting contractors working in residential and commercial settings.
This program, placed through Empire Underwriters, uses a team-based approach to underwriting and risk management. Our experienced account executives work with agents and brokers to develop practical, custom coverage strategies that address the operational and contractual needs of sandblasting operations. Whether the client focuses on repair work, remodeling, surface preparation or new construction (up to three stories), we help place accounts that require specialized underwriting attention.
Please contact us at 800-758-8113 to speak to our experienced brokers about your General Liability Insurance for Sandblasting Contractors accounts.
Overview
The General Liability program is built to serve small- to medium-size sandblasting contractors with annual payrolls under $1,000,000. We focus on helping retail agents place coverage for clients who perform abrasive blasting as part of construction, maintenance, or restoration projects.
Ideal Accounts and Appetite
We have a strong appetite for both:
- Commercial sandblasting operations (warehouses, industrial surface preparation, structural steel)
- Residential sandblasting for single-family homes and smaller low-rise projects
Eligible work typically includes:
- New construction on residential and low-rise commercial projects, including single-family homes
- Repair, restoration, or remodeling of residential and commercial structures
Common restrictions (some exceptions may apply):
- New construction of condominiums, condominium conversions, and townhouses (generally excluded)
- Structures or work exceeding three stories in height
Coverage Highlights and Advantages
- Blanket Additional Insured
- Waiver of Subrogation
- Primary and Non-Contributory wording
- Per-project aggregate limits available
- Limited subsidence coverage available
- Prior projects coverage (subject to limitations)
These features help your clients meet contract requirements and manage jobsite exposures effectively while keeping policies competitively priced for smaller operations.
Underwriting Notes and Minimum Premium
All submissions require:
- Completed ACORD applications
- Currently valued loss runs (3–5 years)
- Supplemental application
- Pollution – project specific application (if applicable)
Minimum premium starts at $1,500, making this program competitive for smaller artisan contractors who need comprehensive general liability protection.
Territories and Market Access
This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, and WV. We work with both admitted and non-admitted markets, including carriers rated as high as A-XV, to give you placement flexibility based on the risk profile and state requirements.
Why Work With Novatae Risk Group
As a wholesale broker, Novatae Risk Group—through Empire Underwriters—delivers tailored solutions for niche construction trades. Our underwriting team has deep experience with the operational hazards of abrasive blasting and access to top-rated carriers. We prioritize responsive service and practical endorsements that help agents meet contract obligations without overpaying for coverage.
Example account scenarios you can place with this program:
- A contractor who performs surface preparation for a series of single-family home renovations and needs per-project limits and additional insured endorsements to satisfy GC contracts.
- A small firm that sandblasts structural steel in a commercial warehouse retrofit and requires primary and non-contributory wording plus limited pollution/project-specific coverage.
These are representative scenarios; each submission is evaluated on its own facts and exposures.
Do you need a General Liability Insurance quote for your Sandblasting Account?
Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for small to mid-sized residential and commercial sandblasting contractors with under $1,000,000 in annual payroll.
Are new construction projects eligible?
Yes. New construction for single-family homes and low-rise commercial buildings is eligible. Condominiums, condo conversions, and projects over three stories are generally ineligible.
What documents are required for a submission?
Submissions should include completed ACORD forms, 3–5 years of currently valued loss runs, a supplemental application, and a project-specific pollution application if applicable.
Is coverage available on an admitted basis?
Yes. Coverage can be placed through admitted or non-admitted carriers depending on the state and the risk characteristics.
In which states is this program offered?
The program is available in over 25 states, including CA, FL, TX, GA, PA, and IL, among others listed above.
Need help placing an account? Connect with a market specialist.