Novatae Risk Group
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Novatae Risk Group
Contact Us
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General Liability Insurance for Sheet Metal Contractors

Sheet Metal Contractors work on structures from small out buildings to large manufacturing structures. With this wide range of scopes come a wide range of project risks and exposures. Your clients count on you to find them the best General Liability Insurance coverage for their particular operation, you are not looking for a one-size-fits-all type of product.


Empire Underwriters has a custom built product specifically designed for the needs of Sheet Metal Contractors. Let us take a look at your submissions and see if we can help you and your clients find a fast and reliable policy.


Please contact us at 800-758-8113 to speak to our experienced brokers about your General Liability Insurance for Sheet Metal Contractors accounts.

Overview:

Insurance and risk management services for small- to medium-size Sheet Metal Contractors.

Market Focus:

Sheet Metal Contractor General Liability program focused on small to medium contractors with less than $1,000,000 annual payroll.

Appetite:

  • Sheet Metal Installation
  • Sheet Metal Service and Repair

Eligible Risks:

  • New construction on residential & commercial projects, including new single family homes.
  • Repair or remodeling of residential & commercial projects.

Ineligible Risks:

  • New construction of condominiums, condominiums conversions & townhouses (some exceptions).
  • Any structures/work greater than 3 stories (some exceptions).

Coverages Available:

  • Blanket Additional Insured
  • Waiver of Subrogation
  • Primary and Non-Contributory
  • Per Project Aggregate
  • Subsidence (with limitations)
  • Prior Projects (with limitations)

Submission Requirements:

  • ACORD Applications
  • Currently valued loss runs - 3 to 5 years
  • Supplemental Application
  • Pollution - Project Specific Application

Do you need a General Liability Insurance quote for your Sheet Metal Contractor Account?

Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
    10%
  • Min Premium:
    $1,500

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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.