Novatae Risk Group
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Novatae Risk Group
Contact Us
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General Liability Insurance for Siding and Decking Contractors

Your Siding and Decking Contractor clients has managed to survive the most difficult of economic times by keeping a tight rein on their costs. You might have clients that believe they can’t afford General Liability insurance for their company, but you tell them “can you afford to pay, out of pocket, to pay for a damaged house is something goes wrong?” The bottom line is that is this day and age your clients really can’t afford to be without General Liability Insurance.


Empire Underwriters has teamed up with an “A” rated carrier to build a product that is specifically designed for the the risks and exposures associated with siding and decking contractors. Send us your submissions today to see if we can help you and your clients find fast and reliable General Liability Insurance for Siding and Decking Contractors coverage.


Please contact us at 800-758-8113 to speak to our experienced brokers about your General Liability Insurance for Siding and Decking Contractors accounts.

Overview:

Insurance and risk management services for small- to medium-size Siding and Decking Contractors.

Market Focus:

Siding and Decking Contractor General Liability program focused on small to medium contractors with less than $1,000,000 annual payroll.

Appetite:

  • Commercial and Residential Siding Installation
  • Commercial and Residential Decking Installation

Eligible Risks:

  • New construction on residential & commercial projects, including new single family homes.
  • Repair or remodeling of residential & commercial projects.

Ineligible Risks:

  • New construction of condominiums, condominiums conversions & townhouses (some exceptions).
  • Any structures/work greater than 3 stories (some exceptions).

Coverages Available:

  • Blanket Additional Insured
  • Waiver of Subrogation
  • Primary and Non-Contributory
  • Per Project Aggregate
  • Subsidence (with limitations)
  • Prior Projects (with limitations)

Submission Requirements:

  • ACORD Applications
  • Currently valued loss runs - 3 to 5 years
  • Supplemental Application
  • Pollution - Project Specific Application

Do you need a General Liability Insurance quote for your Siding and Decking Contractor Account?

Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
    10%
  • Min Premium:
    $1,500

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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.