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NSM Insurance Group
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NSM Insurance Group
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Collector Car Insurance

Overview of the Program From NSM Insurance Group

At Condon Skelly, a division of NSM Insurance Group, we specialize in offering tailored Collector Car Insurance designed with enthusiasts in mind. As classic car collectors ourselves, we understand the unique needs of this market. That’s why we created a program that makes the process of quoting and placing classic car coverage as enjoyable as owning one. Our approach—what we call “happy insurance”—focuses on making car collecting more accessible and fun by simplifying coverage, offering competitive pricing, and delivering exceptional service.

Ideal Accounts and Appetite

This program is ideal for:
  • Classic and antique vehicles
  • Muscle cars and hot rods
  • Custom or modified collector vehicles
  • Exotic or limited-production models
  • Kit cars and replicas (subject to underwriting)
Vehicles must typically be used on a limited basis—such as hobby use, exhibitions, or club events—and stored in a secure, enclosed garage. We’re a strong fit for insureds who are passionate about their collection and understand the importance of proper protection.

Coverage Highlights and Advantages

Agents and brokers working with Condon Skelly can offer their clients:
  • Agreed Value coverage—no depreciation in the event of a total loss
  • Instant binding and easy online quoting process
  • Flexible mileage plans tailored to usage
  • Optional roadside assistance and spare parts coverage
  • Coverage for vehicles under restoration (subject to approval)
Your clients will appreciate our straightforward, collector-focused underwriting and our ability to handle unique vehicle types that may not fit in standard auto markets.

Underwriting Notes and Minimum Premiums

We work with a variety of carriers to provide broad access to coverage solutions, with minimum premiums that vary based on the vehicle type, usage, and location. Most risks are written on an admitted basis in eligible states. Risks are generally ineligible if the vehicle is used as a daily driver or lacks secure storage.

Territories and Availability

The Collector Car Insurance program is available in most states, including but not limited to CA, FL, TX, NY, NJ, PA, IL, and OH. Our national footprint extends across 48 states plus Washington, DC, making it easy for you to place business for clients in nearly any location.

Why Work With NSM Insurance Group on This Business

NSM Insurance Group, through its Condon Skelly brand, has decades of experience in the collector car niche. Our team shares your clients’ passion and brings deep knowledge of both insurance and the collector market. By partnering with us, you gain access to a trusted MGA with a streamlined quoting process, responsive service, and specialized underwriting. Whether your client owns a vintage Corvette or a fully restored muscle car, we have a solution that meets their needs.

Frequently Asked Questions

What types of collector vehicles are eligible for this program?

We insure a wide range of collector vehicles, including classic cars, antiques, hot rods, muscle cars, exotics, and some kit cars or replicas—subject to underwriting approval.

Can daily driver vehicles be placed in this program?

No, vehicles used for daily commuting or routine transportation are not eligible. This program is designed for limited-use collector vehicles only.

What kind of storage is required for eligibility?

Eligible vehicles must be stored in secure, enclosed garages or similar protective environments to qualify for coverage.

Is agreed value coverage available?

Yes, agreed value coverage is a core feature of this program, ensuring that your client receives the full insured value in the event of a total loss.

How quickly can coverage be bound?

Our easy online quoting platform allows for instant binding in many cases, making it simple to secure coverage without delay.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Carriers:

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CONTACT INFORMATION

LOCATION

555 North Lane, 6060
Conshohocken, PA 19428
610-941-9877
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