At PDP Group, we are proud to offer an exclusive Dealer Open Lot Insurance Program through our strategic partnership with SeaFire Insurance Services. Since 1967, PDP Group has been a trusted leader in the automotive insurance space, delivering tailored solutions to dealerships and auto industry professionals nationwide.
PDP Group facilitates agent appointments for access to the SeaFire Dealer Open Lot Program—designed to meet the unique needs of auto dealers with comprehensive and customizable protection.
Overview of the Program From PDP Group
Our Dealer Open Lot Insurance Program is built to safeguard your auto dealer clients against a wide array of exposures that arise from owning and managing vehicle inventory. Through our collaboration with SeaFire Insurance Services, this exclusive offering allows appointed agents to provide robust coverage options tailored for both independent and franchised dealerships.
Ideal Accounts and Appetite
This program is ideal for:
- Franchised and independent auto dealerships
- Used car lots with significant on-site inventory
- Dealerships with open lot exposure in urban, suburban, or rural markets
You might have a client who operates multiple dealership locations across state lines or a large used car lot seeking high-value vehicle inventory protection—this program is built to handle both.
Coverage Highlights and Advantages
Our Dealer Open Lot Insurance Program includes a broad range of coverages to protect against common and complex risks in the auto dealer environment:
- Crime
- Garage Liability
- Auto Inventory
- Errors and Omissions
- Umbrella Liability
- Comprehensive
- Collision
- False Pretense
- Economic Loss
- Government Confiscation
These coverages help mitigate losses from theft, damage, legal liability, and other operational exposures specific to dealerships.
Underwriting Notes and Minimum Premiums
The program is available with a minimum premium requirement of $10,000. Our underwriting team evaluates each submission with a focus on inventory values, lot security, location, and dealership operations. We work closely with appointed agents to craft suitable solutions for their clients.
Territories and Availability
This program is available in all 50 states, including Washington D.C. No matter where your client operates, we can help you offer consistent, reliable protection for their dealership operations.
Why Work With PDP Group
PDP Group has decades of experience serving the auto industry and a deep understanding of dealer-specific coverage needs. As a trusted aggregator, we provide agents with exclusive access to niche programs like the SeaFire Dealer Open Lot Insurance. Our responsive team helps streamline the appointment and quoting process, ensuring that you can deliver value to your clients quickly and efficiently.
Let us help you secure the right protection for your dealership clients—partner with PDP Group today.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for franchised or independent auto dealerships with significant on-lot vehicle inventory. High-volume used car lots and multi-location dealers are also a strong fit.
What is the minimum premium for this program?
The minimum premium for the SeaFire Dealer Open Lot Insurance Program is $10,000.
In which states is this program available?
This program is available in all 50 states and Washington D.C., offering nationwide access for agents and their clients.
How do I get appointed to access the program?
Agents must apply through PDP Group to become appointed and gain access to the exclusive SeaFire Dealer Open Lot Insurance Program.
What coverages are included in the program?
The program includes Crime, Garage Liability, Auto Inventory, E&O, Umbrella Liability, Comprehensive, Collision, False Pretense, Economic Loss, and Government Confiscation.
Need help placing an account? Connect with a market specialist.