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Pennsylvania Lumbermens Mutual Insurance Company
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Pennsylvania Lumbermens Mutual Insurance Company
Contact Us
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Diversified Insurance Coverages

For over a century, Pennsylvania Lumbermens Mutual Insurance Company (PLM) and Indiana Lumbermens Mutual Insurance Company (ILM) have specialized in supporting the unique needs of the lumber, woodworking, and building materials industries. Through this strategic affiliation, PLM and ILM offer agents and brokers a reliable, long-term partner with deep industry knowledge, tailored coverages, and responsive service.

Our Diversified Insurance Coverages program is structured to address the evolving risks faced by businesses in the lumber and building materials sectors. From sawmills and wood product manufacturers to distributors and retail yards, we understand the complexities your clients face and work with you to deliver insurance solutions that support their operations and growth.

Ideal Accounts and Appetite

This program is designed for businesses in the lumber, building materials, and wood products industries. Ideal accounts include:
  • Lumberyards and building material dealers
  • Wood manufacturers and millwork operations
  • Wholesale distributors of wood-based products
  • Sawmills and wood treating facilities
If you have a client operating a multi-location lumber distribution business or a regional sawmill with specialized equipment and property exposures, this program offers comprehensive protection tailored to their operations.

Coverage Highlights and Advantages

PLM and ILM offer a broad portfolio of coverages designed to address the primary exposures of wood-related businesses. Available coverages include:
  • Property
  • General Liability
  • Commercial Umbrella
  • Commercial Auto
  • Inland Marine
  • Equipment Breakdown
  • Business Interruption and Extra Expense
In addition to robust coverage, clients benefit from specialized services that support risk prevention and claim resolution:
  • Dedicated business development representatives
  • Industry-specific risk management resources
  • Experienced claims handling with wood industry expertise
  • Flexible billing and payment solutions
  • User-friendly producer portal for quoting and servicing

Underwriting Notes and Minimum Premiums

PLM and ILM underwrite each account with a focus on long-term risk management and financial stability. While minimum premiums will vary based on risk size and location, accounts with meaningful property, auto, or inland marine exposures are typically a good fit. Agents should be prepared to provide detailed loss history, property valuations, and operational overviews when submitting risks.

Territories and Availability

This program is available on an admitted basis in all U.S. states, including the District of Columbia. PLM and ILM proudly serve a national footprint, offering consistent underwriting, claims, and risk management support across all territories.

Why Work With PLM and ILM

As the only mutual insurance companies in the U.S. dedicated exclusively to the wood and lumber industries, PLM and ILM offer unmatched field expertise and a commitment to policyholder success. Agents working with PLM and ILM gain a strategic partner who understands their client’s business, provides value-added services, and backs it with responsive service and stable underwriting practices.

Explore our website to learn how having PLM and ILM as your strategic partner can benefit you.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for lumberyards, millwork operations, wood product manufacturers, and wholesale distributors of building materials.

Is this program available in all states?

Yes, the Diversified Insurance Coverages program is available in all 50 states and the District of Columbia on an admitted basis.

Are there any specific underwriting requirements?

Underwriters typically require detailed property information, loss runs, and a clear outline of business operations to assess risk appropriately.

What value-added services do PLM and ILM offer?

Policyholders benefit from specialized risk management, expert claims handling, dedicated representatives, and easy access to online tools through the producer portal.

Who are the carriers behind this program?

This program is backed by Pennsylvania Lumbermens Mutual and Indiana Lumbermens Mutual Insurance Companies.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Carrier
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A-
  • Commission:
    10%
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

One Commerce Square, 2005 Market Street, Suite 1200
Philadelphia, PA 19103
800-752-1895
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