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Personal Safeguards Group, LLC
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Personal Safeguards Group, LLC
Contact Us
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Product Warranty Insurance

Personal Safeguards Group, LLC offers a comprehensive Product Warranty Insurance Program designed specifically for manufacturers, distributors, and retailers who want to enhance their value proposition by extending limited warranties or offering new extended warranty coverage to their customers. This program allows your insureds to provide long-term protection for a wide range of products, helping them stand out in competitive markets and build stronger consumer trust.

Ideal Accounts and Appetite

This program is ideal for businesses that manufacture or sell durable goods and high-tech products. Target classes include:
  • Appliance and electronics manufacturers
  • Automobile and powersport dealers
  • Computer, mobile device, and smart tech providers
  • LED lighting and energy-efficient technology companies
  • Internet of Things (IoT) device manufacturers
  • Medical equipment suppliers
  • Power generator and solar panel producers
  • HVAC and heat pump manufacturers
You might have a client who manufactures smart home devices and wants to offer a 5-year extended warranty as a value add—or a regional HVAC supplier looking to offer 10-year parts and labor protection. These are excellent fits for this program.

Coverage Highlights and Advantages

The Product Warranty Insurance Program offers flexible coverage options, including:
  • Coverage terms up to 10 years for parts and/or labor
  • Customizable solutions to match your client’s warranty structure
  • Protection for both new and existing product lines
  • Support for branding and customer satisfaction efforts
These insured warranty solutions can help clients reduce financial risk, support customer retention, and gain a competitive edge in their industry.

Underwriting Notes and Minimum Premiums

Underwriting is focused on product type, usage, historical performance, and warranty terms. Customized solutions are available, and Personal Safeguards Group works closely with agents to structure appropriate coverage based on your client’s product offering and volume. Contact the team for underwriting criteria and premium thresholds.

Territories and Availability

This program is available nationwide, including in all 50 states and the District of Columbia. Coverage is offered on a non-admitted basis, providing flexibility in designing custom warranty solutions that fit your client’s risk profile and product lifecycle.

Why Work With Personal Safeguards Group, LLC?

Personal Safeguards Group, LLC brings niche expertise in extended warranties and product protection solutions. With a dedicated focus on complex and emerging technology products, they offer the insights and flexibility agents and brokers need to serve a broad range of commercial clients. From initial consultation to program design, the team is committed to responsive service, custom underwriting, and long-term partnership.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Manufacturers, distributors, and retailers of appliances, electronics, HVAC systems, medical devices, and smart technologies are strong candidates.

How long can the warranty coverage extend under this program?

The program allows for warranty coverage terms of up to 10 years for parts and/or labor, depending on the product type and underwriting review.

Is this program available in all states?

Yes, the Product Warranty Insurance Program is available in all 50 states and the District of Columbia.

Can this program be tailored to match a client's existing warranty plan?

Yes, Personal Safeguards Group specializes in custom solutions that align with your client’s existing warranty offering and business goals.

What is the underwriting process like?

Underwriting considers product type, volume, historical data, and warranty terms to provide a tailored solution. Agents should be prepared to submit detailed product and sales information.

Need help placing an account? Connect with a market specialist.

U.S. States Available

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CONTACT INFORMATION

LOCATION

830 W Illinois Route 22
Lake Zurich, IL 60047
847-275-8497
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Personal Safeguards Group, LLC has other insurance programs like Contractual Liability Insurance - Service Contract Reimbursement Insurance.