Large Account Workers Compensation Insurance

Retrospective Rating Plans for those firms intersted in retaining flexibility, cash flow, and tax advantages not found in the traditional market place.  PRM can consider accounts that have a guaranteed cost premium of at least $500,000.

Large Deductible Rating Plans for those firms interested in retaining flexibility, cash flow, and tax advantages not found in the traditional market place.  PRM can consider accounts that have a guaranteed cost premium of at least $1,000,000.

Captives - PRM can place business with established Captive facilities or form Captives for those firms interested in retaining flexibility, cash flow, and tax advantages not found in the traditional marketplace.

Premium Size - Firms with a Guaranteed Cost premium of $500,000 or greater can be ideal candidates for these risk-sharing workers’ comp programs.

Eligible Classifications - Most classes of business accepted. Certain multi-owner groups accepted and will be negotiated on individual account basis.

Retention Level - Client Retention levels can be as low as $10,000 for qualifying accounts.

• Complete ACORD Application: (with FEIN) Must be Signed and Dated.
  
• PRM Supplemental Application: Must be Signed and Dated.

Required for Best Quote, please send Acord Application and Supplemental along with:

• Minimum 4 years, preferably 5 years of Loss Runs (Currently Valued within 90 days of effective date).
  

• 4 years of Aggregate Payroll.
  
• Current X-Mod Worksheet (if available).
  
• Detail reports for losses over $50K.