Ideal Accounts and Appetite
Phoenix Risk Management works with a broad range of Workers’ Compensation classifications. Through our strong carrier partnerships, we can help you place standard, preferred, and even harder-to-place business. Some ideal accounts may include contractors, healthcare providers, hospitality, light manufacturing, transportation, and retail operations.
You might have a client who recently started a business and is struggling to find a market due to being a new venture—or perhaps an established operation that had a lapse in coverage. Our flexible solutions are built to address these real-world challenges.
Coverage Highlights and Advantages
- Access to hundreds of WC class codes
- Multiple A-rated carrier options
- Wide range of plan structures to meet client needs
- Solutions for complex or distressed risks
- Fast, responsive underwriting
Underwriting Notes and Submission Requirements
To get started, please submit the following:
- Signed ACORD application
- Supplemental application
- Loss runs (current year + previous 4 years preferred), valued within 90 days of the effective date
- Aggregate payroll history to match loss years
Minimum premiums start at $500.00, but may vary depending on the risk and state.
Territories and Availability
Our Workers’ Compensation Insurance program is available in all states, including DC. We can assist you with admitted and non-admitted solutions based on the specific needs of your client’s location and business operations.
Why Work With Phoenix Risk Management?
Phoenix Risk Management gives independent agents access to an unmatched variety of Workers’ Compensation markets. We are experienced in handling unique and complex risks and pride ourselves on responsive service, flexible underwriting, and knowledgeable support. With our wide carrier access and national availability, we are your one-stop shop for Workers’ Compensation placements—whether standard or hard-to-place.
Send submissions to: [email protected]
Contact us today to learn how we can help you secure the right Workers’ Compensation solution for your insureds.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We can help place a wide range of accounts, including contractors, healthcare, retail, light manufacturing, and transportation. We also consider new ventures and businesses with lapsed coverage.
Are options available for clients with high experience mods or loss histories?
Yes, we offer loss-sensitive plans and have access to carriers willing to consider higher-mod or distressed risks.
What is the minimum premium for this program?
Minimum premiums start at $500.00, but may vary based on class code, state, and risk factors.
Do you offer coverage in all states?
Yes, our Workers' Compensation Insurance program is available in all 50 states plus Washington, DC.
What documents are needed to submit a risk?
We require a signed ACORD application, completed supplemental application, current loss runs valued within 90 days, and payroll history matching the loss years.
Need help placing an account? Connect with a market specialist.