Workers' Compensation Solutions for the Temporary Staffing Industry
PMC Insurance Group offers a focused Temporary Staffing Workers Compensation Insurance Program built for independent agents and brokers placing staffing accounts. Backed by multiple A-rated carriers and aligned with American Staffing Association best practices, PMC combines market access with staffing-specific risk management to help your clients control losses and lower long-term cost.
Ideal Accounts and Target Classes
This program fits a broad spectrum of staffing firms that place temporary, contract or permanent workers. Typical target classes include:
- IT and professional staffing
- Clerical and light industrial staffing
- Healthcare staffing (CNA, RN, allied health across settings)
- Manufacturing and skilled trades
- Hospitality and specialty staffing
- Outplacement and permanent placement firms
Not eligible: PEOs and staff leasing companies.
Example fits: you might have a multi-state agency that places CNAs and RNs in long-term care and acute settings, or a firm supplying warehouse workers and forklift operators. These account types align with the program’s appetite when supported by robust safety controls and standard staffing contracts.
Coverage Highlights and Advantages
- Access to multiple A-rated admitted and non-admitted carriers for placement flexibility
- Guaranteed-cost plans and small/large deductible options to fit different balance-sheet preferences
- Custom loss control programs built on staffing industry best practices
- Pay-as-you-go premium options to improve cash flow and payroll reporting accuracy
- Staffing-focused risk management consulting and resources to reduce frequency and severity of claims
- Underwriting that understands multi-state exposures and complex class-code mixes
Underwriting Requirements and Premiums
The program generally targets larger staffing accounts. The stated minimum premium is $75,000; there is no set maximum. Typical submission requirements include:
- Completed ACORD Workers’ Compensation application
- Payroll by class code and state
- Four quarters of IRS Form 941s
- Five years of loss runs (including claim details for losses over $25,000)
- Experience modification worksheet
- Financials (if a D&B report is not available)
- Copy of the company safety policy and loss control procedures
- Company brochures, marketing or sales materials
- Completed Temporary Staffing Supplemental Application
Availability and Admitted Status
The program is available nationwide — all 50 states and Washington, DC — and can be quoted in admitted and non-admitted markets depending on the carrier and jurisdiction. PMC works with its carrier partners to find the best placement when an account has multi-state payroll, high exposures or specialty placements.
Why Partner With PMC Insurance Group?
As a wholesale broker focused on the staffing industry, PMC provides underwriting expertise, specialized loss control resources, and broad market access so you can place accounts other markets decline. PMC helps agents navigate class codes, clients with multi-state operations, and high-risk placements by offering consultative underwriting and tailored risk management support.
Whether you’re placing a growing regional staffing firm or a complex national operation, PMC delivers markets and service to increase your placement success and support your clients’ long-term stability.
Frequently Asked Questions
What types of staffing firms are eligible for this workers' comp program?
This program is suitable for most sectors of the staffing industry, including healthcare, IT, clerical, light industrial, manufacturing, hospitality, and permanent placement firms. PEOs and staff leasing companies are not eligible.
What is the minimum premium for this program?
The program generally requires a minimum premium of $75,000. There is no set maximum, making it a fit for larger or multi-state operations.
Do you offer loss control or risk management services?
Yes. PMC Insurance Group leverages American Staffing Association best practices to deliver customized loss control, staffing-specific risk management consulting, and access to industry resources aimed at reducing claims and improving safety.
Is this program available in all states?
Yes. The Temporary Staffing Workers’ Compensation Program is available in all 50 states and Washington, DC. PMC places business in admitted or non-admitted markets based on the account and jurisdictional needs.
What submission materials are required to get a quote?
Provide an ACORD Workers’ Comp application, payroll by class code and state, recent 941s, five years of loss runs, an Experience Mod worksheet, financials (if needed), safety policy, marketing materials, and the Temporary Staffing supplemental application.
Need help placing an account? Connect with a market specialist.