Workers Compensation for Artisan Contractors from PMC Insurance Group
PMC Insurance Group offers a dedicated Artisan Contractors Workers Compensation Insurance program designed to help agents and brokers place both small and large contractor accounts with confidence. With over 20 years of experience in this niche, PMC brings deep expertise, responsive service, and access to a wide range of markets to support your clients’ needs—especially in the high-risk contracting space.
Ideal Classes and Target Accounts
This program targets a broad array of artisan contractor classes. Whether your client is a start-up or a well-established firm, PMC can help secure coverage for operations such as:
- HVAC installation and maintenance
- Plumbing services
- Landscaping and irrigation systems
- Excavation and site preparation
- Electrical contractors, including alarm and fire system installation
- General carpentry, framing, cabinetry, and drywall work
- Painting and paper hanging
- Masonry, sheet metal, and steel work
- Swimming pool installation
- Paving, street and road construction
- Sign installation and deck/patio construction
You might have clients who are expanding into new trades, increasing payroll, or struggling with claims history; this program is built to help you place those accounts efficiently.
Program Highlights
PMC’s Workers Compensation program for artisan contractors is backed by a variety of carriers and is available across admitted and non-admitted markets, giving you the flexibility to place both standard and hard-to-place risks. Highlights include:
- Minimum premium starting at $2,000
- New ventures and startups accepted
- Solutions for high-mod and prior loss accounts
- Multiple class codes and multi-state operations considered
- Quick turnaround and responsive underwriting support
Underwriting and Premium Details
PMC is open to accounts with a variety of experience levels and payroll sizes. The minimum premium for this program is $2,000. Accounts are reviewed on a case-by-case basis, with underwriters considering business type, safety practices, prior losses, and other risk factors. PMC works closely with agents to help find solutions for challenging submissions that may not fit in standard markets.
Available States
This program is available in nearly all states, including but not limited to: CA, TX, NY, FL, IL, NJ, PA, GA, and OH. See the full list of eligible states to ensure your client's state is covered. Multi-state risks may also be eligible.
Why Choose PMC Insurance Group?
As a wholesale broker with a national reach and a strong focus on workers compensation, PMC Insurance Group is a valuable partner for agents and brokers serving artisan contractor clients. You’ll benefit from:
- Access to a wide variety of carriers and markets
- Over two decades of program experience
- Specialized knowledge of construction-related workers comp risks
- Responsive service and underwriting support
To learn more about how PMC can assist with your artisan contractor accounts, visit pmcinsurance.com.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for artisan contractors such as electricians, plumbers, landscapers, HVAC professionals, and framers. Both startups and established businesses are eligible.
Can PMC help with hard-to-place or high-mod workers comp risks?
Yes. PMC specializes in workers compensation and has access to markets that accept high-mod, prior loss, and other challenging accounts.
What is the minimum premium for this program?
The minimum premium starts at $2,000, with flexibility based on class code, payroll, and risk profile.
Is this program available for new businesses?
Yes, PMC can write coverage for new ventures and startups, including contractors just getting started.
Which states is this program available in?
This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Multi-state operations may also be considered.
Need help placing an account? Connect with a market specialist.