Preferred Concepts LLC
Contact Us
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Preferred Concepts LLC
Contact Us
contact_phone Click to call
Restaurants, Bars & Taverns
Did you know that 3 out of 10 Americans are involved in an alcohol-related crash in their lifetime? An owner of an establishment that serves alcohol needs protection because a liquor liability claim can drain an owner's assets in defense costs alone. Especially for those bar owners starting out in the business, the statistics are not in their favor. Because budgets are usually tight, many owners choose not to insure their liquor liability exposure. The real question is: can they afford not to buy the coverage? Turn to the experts at Mercator who understand the exposure and have access to hard to place markets for this class.
Target Classes
  • Liquor
  • Entertainments
  • Gentlemen's Clubs
  • Businesses open after 2AM
  • Bouncers
  • New ventures with experience
  • Dance Floors
Coverage Available
  • Assault & Battery: full limits available
  • Liquor Liability: up to $1M/$1M
  • Employment Practices Liability
  • Comprehensive General Liability: limits up to $1M/$2M
  • Umbrella/Excess: limits up to $5M
  • Property
  • Valet Services: Hired/Non-Owned Auto
  • Equipment Breakdown: includes food spoilage
Why Purchase Liquor Liability Insurance?
  • Owners could be held liable for serving an intoxicated or underage person
  • Employers can be held liable for employees who sell or serve alcohol in violation of state laws
  • Liquor liability claims can be very expensive. The average cost of defense is $150,000. The average cost of settlement with liability is $500,000

Mercator has applications available on the website here: Applications.

Please let them know if they can be helpful in any way by calling (860) 527-9717 or sending an e-mail to [email protected]. You can get additional information on their products, insurance applications, and Specialty Lines insurance information on their Web site



U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


Request a Quote Now!


There are no locations attached to this storefront.


  • Applications

    Please complete the appropriate application and fax to Robert Sargent at 860-527-2438.


Mercator Risk Services utilizes a short brokerage agreement, which is typically completed at the time of binding your first account.
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