Preferred Concepts LLC
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Preferred Concepts LLC
Contact Us
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Technology accounts are varied and present a wide array of professional liability exposures, and Mercator Risk Services has competitive markets for all of them. Most tech accounts will be in one of two groups:
Developers of Technology - Developers of technology are the most prevalent and significant buyers of professional liability insurance. Developers of technology, or information technology professionals (IT professionals), include website developers and systems consultants
Users of Technology - Users of technology are more varied and less likely to buy professional liability insurance, and the coverage needs are different from technology developers. Users of technology include:
  • Internet advertisers - traditional organizations utilizing the internet for marketing
  • e-professionals - providing traditional professional services over the internet
  • e-commerce companies - companies existing only on the net
  • "Clicks & mortar" companies traditional companies with a transactional web presence
  • Content providers - portals, search engines and other, specialized providers of content.
Each of these groups and the specialized organizations in them has a different set of exposures and need for coverage, although there is significant overlap between them.
The most prevalent purchasers of professional liability insurance are the developers of technology, or the IT professionals, which are professional organizations providing technology, systems and Internet services. These organizations include a wide range of businesses and can include any of the following types of services:
  • Website developers
  • Systems and computer consultants
  • Database services
  • Network administrators
  • Security consultants
  • Software developers
  • Systems procurement
  • Transactional Internet services
Some technology accounts also have media exposures that arise from intellectual property, defamation and invasion of privacy claims. The intellectual property exposures, such as patent, copyright and trademark infringement, are an unpredictable and rapidly evolving area because the law as it applies to the Internet is not clearly defined. This coverage can be added on if desired to some technology accounts.
Hard to Place: Mercator Risk Services also handles hard to place, distressed and unusual accounts. Let them know about your clients’ needs and they’ll provide you with information and assistance with your particular situation or account and Professional Liability coverage.
For more information, please call (860) 527-9717 or send an e-mail to [email protected]. You can get additional information on their products, insurance applications, and Specialty Lines insurance information on their Web site

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated
  • Commission:
  • Min Premium:


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  • Applications
    Please complete the appropriate application and fax to Robert Sargent at 860-527-2438.


Mercator Risk Services utilizes a short brokerage agreement, which is typically completed at the time of binding your first account.
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