Pride Risk Solutions, Inc.
Contact Us
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Pride Risk Solutions, Inc.
Contact Us
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PRS High Hazard/High Mod Workers' Compensation

The advantages of working with Pride Risk include:

  • Lower upfront costs
  • More predictable cash flow
  • Unmatched focus on loss control
  • Convenience of a committed partnership


Securing Affordable Workers’ Comp Coverage Is Often Difficult in These Industries


The Pride Risk program covers high-risk insureds in a wide range of industries. Some of the most common governing codes covered under this solution include:

  • Manufacturing
  • HVAC/ Sheet Metal
  • Masonry
  • Landscaping
  • Electrical/ Plumbing/ Painting
  • Food Processing Bakeries/ Hospitality
  • Warehouse Operations
  • Trucking/ Transportation
  • Heavy Construction (In NY Artisan Construction Only – Request Acceptable Codes) 
  • Cold Storage
  • Retail/ Wholesale
  • Staffing (Excluded in NY)
  • Seasonal Operations (Advised Upfront)
  • Property Mgmt.
  • Janitorial/ Residential Cleaning


  • Towing
  • USL&H Exposure
  • Hazardous Material Handling
  • Greater than 25% Use of Part-Time Labor

Multiple Factors Affect the Cost of Workers’ Comp


In addition to the governing codes listed above, the following factors are good indicators that a company might benefit from the Pride Risk workers’ comp solution.

  • Experience Modifiers over 1.00
  • Cancelled / Non-Renewed Coverage / Gap in Coverage
  • Large Losses / Poor Claims Experience
  • Few or no options other than the State Insurance Fund

Clients with these attributes often have trouble obtaining affordable coverage in the traditional insurance markets. But now, you can provide a solution.



Typical criteria of a program candidate:

Few to no options for coverage
Experience Modifier over 1.0
Average Workers’ Compensation Rate of $8.00 and above
Minimum premium varies by State & Industry


If your prospect meets the above criteria and you can furnish the following required documentation, then we can provide you a quote through one of our appointed MBA’s.


The following is required for a complete submission:

  • Acord 130
  • Complete Description of Operations
  • 5 Years Loss Runs (fully valued)
  • Screen Shot or Copy of X-Mod
  • Industry Specific Supplemental
  • Target Premium


Rate Quotes:

  • Non-Binding Rate Indications: 1 - 2 business days
  • Approvals: 3 - 7 business days


Required to Bind Coverage:

  • Signed Acord 130, Request to Bind including Signed Proposal, Signed Supplemental,  

       $1,000 Policy Fee, No Loss Letter (if Applicable)



Contact Pride Risk today if you are interested in accessing the program through one of its many MBA’s. If you are a large wholesaler, MGA/MGU and can meet certain performance expectations please contact Pride Risk today to inquire about getting appointed.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A (Excellent) VIII / A (Excellent) IX
  • Commission:
  • Min Premium:
    Varies by State & Industry


Request a Quote Now!



2739 US Hwy 19 N
Holiday, FL 34691
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