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Prime Insurance Company
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Prime Insurance Company
Contact Us
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Real Estate Agents

Real Estate Agents face a wide range of professional liability risks—regardless of experience or how diligent they are in serving their clients. From errors in property listings to disputes over disclosures and contracts, the potential for claims is ever-present. That’s why it’s essential for agents and brokers to help their real estate clients secure comprehensive coverage designed for their unique exposures.

Real Estate Agent Insurance Solutions From Prime Insurance Company

With more than 30 years of underwriting experience, Prime Insurance Company offers tailored liability insurance solutions for real estate professionals. Our program is specifically designed to address the risks faced by both individual agents and firms working in real estate sales, appraisals, and auctions. We understand that real estate professionals often prioritize client needs over their own risk management, so we help you deliver peace of mind with flexible, responsive coverage options.

Ideal Accounts and Target Classes

This program is ideal for a wide range of real estate professionals, including:
  • Independent Real Estate Agents
  • Real Estate Firms
  • Appraisal Firms
  • Auctioneers
  • Independent Brokers
If you have clients who are launching new real estate ventures or expanding into high-risk property types, Prime can often offer options where others decline. For example, you might have a client who’s a sole proprietor real estate agent handling both residential and commercial listings—this type of account is a strong fit for our program.

Coverage Highlights and Advantages

  • Professional liability tailored to real estate professionals
  • Legal defense and indemnity coverage for covered claims
  • No minimum premium requirements
  • Coverage available for both admitted and non-admitted markets
  • Fast turnaround—quotes typically within 48 hours; same-day quotes available upon request
In the event of a claim, Prime Insurance Company will be the trusted partner you and your client need, providing legal defense and covering damages up to the policy limit.

Underwriting Notes and Submission Requirements

We do not have a minimum premium requirement, giving you the flexibility to place accounts of all sizes. However, we require complete and accurate submission documentation before binding coverage. This ensures we can offer the best possible terms and pricing for your client’s risk profile.

Territories and Availability

This Real Estate Agents program is available in all 50 states and Washington, D.C., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.

Why Work With Prime Insurance Company?

As a carrier with deep expertise in niche liability markets, Prime Insurance Company offers flexible underwriting, responsive turnaround times, and a broad appetite for real estate-related risks. Whether you're working with a startup real estate firm or a seasoned independent agent, we can help you deliver custom insurance solutions that protect your clients and strengthen your relationships. Partner with Prime to access a reliable, experienced market that understands the unique challenges of insuring real estate professionals.

Frequently Asked Questions

What types of accounts are a good fit for this Real Estate Agents program?

This program is ideal for independent real estate agents, real estate firms, appraisal firms, auctioneers, and independent brokers across both residential and commercial sectors.

Is there a minimum premium required to bind coverage?

No, Prime Insurance Company does not require a minimum premium. However, all required documents must be submitted before coverage can be bound.

How quickly can I get a quote for my client?

Quotes are typically provided within 48 hours. Expedited, same-day quotes are available upon request for urgent submissions.

Is this program available in all states?

Yes, the program is available in all 50 states and Washington, D.C.

What makes Prime Insurance Company a strong partner for real estate risks?

With over 30 years of underwriting experience, Prime offers flexible, customized solutions and a strong legal defense capability for real estate professionals facing liability claims.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Carrier
  • Admitted:
    All Available Markets
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    No Minimum Premium

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CONTACT INFORMATION

LOCATION

One South Dearborn, Suite 800
Chicago, IL 60603
312-884-5813
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Prime Insurance Company has other insurance programs like Artisan Contractors.