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Professional Insurance Associates, Inc.
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Professional Insurance Associates, Inc.
Contact Us
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Cyber Liability Coverage

Cyber Liability Coverage can mean different things to different businesses. At Professional Insurance Associates, Inc., we understand that every company faces unique cyber risks and needs a tailored insurance solution. Our Cyber Liability Coverage program is designed to help agents like you provide effective protection for clients against data breaches, network failures, and digital threats.

Overview of the Cyber Liability Program

This program combines four key components: Errors and Omissions, Media Liability, Network Security, and Privacy Liability. Together, they offer comprehensive protection for your clients when sensitive data is compromised or systems are attacked. As cyber threats grow more complex, businesses need more robust coverage—and we're here to help you deliver that. Our in-house underwriting authority and broad market access allow us to provide fast turnarounds and flexible solutions. Whether your client is a small business or a large enterprise, we can match their risk profile with the right carrier and terms.

Ideal Accounts and Appetite

We can write a wide range of businesses, including but not limited to:
  • Professional services firms (e.g., law, accounting, consulting)
  • Retailers handling payment card data
  • Healthcare providers with electronic medical records
  • Construction companies managing project documents and contracts
  • Financial institutions and fintech firms
If your client stores or transmits sensitive data—like credit card numbers, client contracts, or employee records—they are vulnerable to cyber incidents. Our program is well-suited for businesses that need to protect against third-party claims, regulatory penalties, and crisis management costs.

Coverage Highlights and Advantages

Our Cyber Liability Coverage program includes: • In-house rating and binding authority with multiple markets
• Ability to write multi-state accounts
• Excellent commissions for producers
• Flexible billing: direct bill and monthly reporting options
• Experienced staff with deep market knowledge
• Direct rating access available for qualified agencies We can help you secure coverage for both first-party and third-party exposures, including breach notification costs, cyber extortion, business interruption, and media liability.

Underwriting Notes

We evaluate each submission based on the type of business, data handled, and risk controls in place. While there is no listed minimum premium, competitive pricing is available depending on the industry and size of the account.

Territories and Availability

Currently, this program is available in California (CA). We have the ability to write multi-state accounts, so please reach out to discuss opportunities beyond the state.

Why Work With Professional Insurance Associates, Inc.?

As a trusted aggregator with deep cyber insurance expertise, Professional Insurance Associates, Inc. offers you the tools, support, and market access needed to place complex cyber risks. Our experienced staff understands the evolving cyber landscape and will help you find the best-fit solution for your clients. From quoting to binding, we make the process efficient and agent-friendly.

We’re here to help you protect your clients—and grow your book of business.

Frequently Asked Questions

What types of accounts are a good fit for this Cyber Liability program?

Ideal accounts include professional services, healthcare providers, retailers, financial institutions, and construction firms—any business handling sensitive client or employee data.

Is this program available outside of California?

While the program is based in California, we have the ability to write multi-state accounts. Contact us to discuss specific opportunities.

What coverage components are included in the policy?

The program typically includes Errors & Omissions, Media Liability, Network Security, and Privacy Liability, offering a comprehensive cyber risk solution.

Can agents get direct access to rating tools?

Yes, qualified agencies may receive direct rating access for faster quoting and binding.

Do you offer flexible billing options?

Yes, we offer both direct bill and monthly reporting options to suit your agency’s workflow.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Aggregator
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

1100 Industrial Rd, 3
San Carlos, CA 94070
844-655-6505
0467457
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Professional Insurance Associates, Inc. has other insurance programs like Affiliate Advantage Program.